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American Express Gold + Citi Best Buy Visa!

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Anonymous
Not applicable

American Express Gold + Citi Best Buy Visa!

Wow, It's been a while since i've posted here! I needed to go into hiding as reading all the success here day in and day out only helped to fuel my app trigger finger Smiley Happy After focusing on my acounts, utilization, and strategizing on my card NEEDS vs WANTS; I stepped out of the garden yesterday and pulled the trigger on the Citi Best Buy Visa! In-Store approval for $4K! The sales rep was prompted to "call in", I for sure thought I was doomed, but much to my surprise it was only verification and card selection!

 

This morning, I login to make my weekly payment on my Delta Gold, and to do my monthly check-in on pre-approvals...FINALLY...."you are pre-approved"! Please understand, I've been rebuilding my credit for nearly 16 months! When I started this journey, my goal was to land an AMEX Gold.  I've had a lot of early success, but this one was a big deal for me. Like many others, this card was built for my spend patterns. I went ahead and pulled the trigger and confirmed the approval!  

 

Here are some DPs:

- Best Buy pulled EQ: 640 / Amex EXP: 660 (as of 6.1.19 update)

- Inq: EQ: 20 EXP: 15 TU: 17

- Income: 135k

- AAoA: 2.5

- Overall UTIL: 19%

- Baddies: 2

- AMEX 50k SUB / $25K POT

 

This rebuild is offically a success!

 

 

 

 

 

 

Message 1 of 13
12 REPLIES 12
FicoGuy2019
Established Contributor

Re: American Express Gold + Citi Best Buy Visa!

Congrats!

Message 2 of 13
800FICOGoal
Established Contributor

Re: American Express Gold + Citi Best Buy Visa!

Congrats on the new Amex and BB cards!!!



Rebuild Cards

Goal Cards

Loans
Message 3 of 13
Anonymous
Not applicable

Re: American Express Gold + Citi Best Buy Visa!

Congrats on your Amex Gold and Citi Best Buy Visa approvals! Pretty sweet to get a goal card. Start racking those MR points! Smiley Very Happy

Message 4 of 13
M_Smart007
Legendary Contributor

Re: American Express Gold + Citi Best Buy Visa!

Congrats on your approvals and also your rebuild!

Message 5 of 13
Anonymous
Not applicable

Re: American Express Gold + Citi Best Buy Visa!

congratz on your approvals an getting that goal card.

Message 6 of 13
pinkandgrey
Senior Contributor

Re: American Express Gold + Citi Best Buy Visa!

Congrats! Impressive SL on that BB Visa! 

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 7 of 13
Anonymous
Not applicable

Re: American Express Gold + Citi Best Buy Visa!

Congrats on your approvals and rebuild progress! You're doing an amazing job, keep it up 😊

Message 8 of 13
Marz2002
Senior Contributor

Re: American Express Gold + Citi Best Buy Visa!

You... REALLY, REALLY...

awesome congratulations GIF by Slanted Studios

From 1 Rebuilder to another Rebuilder, CONGRATS  on your AmEx Gold and Citi Best Buy approvals and Thanks for the DPs!!! 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 9 of 13
19eighty5
Senior Contributor

Re: American Express Gold + Citi Best Buy Visa!

Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 10 of 13
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