Re: American Express Platinum Approval

abelbarraza3 · ‎06-09-2021

Hey Guys!

I was shocked to see I now prequalifed for an American Express Platinum card considering my scores were in the 620's. I applied and got approved!

Titans84 · ‎06-09-2021

Congrats on your AMEX Platinum approval!

Current FICO 8:

US Bank Cash+ (PC from Perks+) | 05/2007 | $10,000

AMEX Blue Cash Preferred (PC from Blue) | 09/2008 | $25,000

US Bank Cash+ (PC from Platinum) | 12/2014 | $20,000

Goldman Sachs' Apple Card | 08/2019 | $26,000

Chase Freedom Unlimited | 09/2019 | $16,000

Elan Max Cash Preferred | 05/2021 | $25,000

FNBO Evergreen Rewards | 07/2021 | $25,000

Affinity FCU Cash Rewards | 04/2022 | $32,500

US Bank Altitude Reserve | 09/2023 | $15,000

KingRue8500 · ‎06-09-2021

Congrats on your AMEX Platinum approval

CreditAggie · ‎06-09-2021

Congratulations on your Amex Platinum approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Anonymous · ‎06-09-2021

Congrats on the approval. Hopefully it'll strengthen your profile and lead to higher scores down the road.

babygirl1256 · ‎06-09-2021

Congrats on your American Express Platinum approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850

mrcraft · ‎06-10-2021

Congratulations on your approval!!

Affinity Cash Rewards Visa Signature $32,500

American Express Marriott Bonvoy Brilliant $25,000

PenFed Power Cash Rewards Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

gdale6 · ‎06-10-2021

Nice, grats on your platinum approval

shalimarcat · ‎06-10-2021

Well done! And thanks for sharing your credit score at the time of approval. I had heard that Amex charge cards can be easier to get with a lower credit score than their credit cards, and you proved that point. Enjoy your cool new card!

shalimarcat · ‎06-10-2021

Well done! Thank you for posting your credit score. I had heard that Amex charge cards are easier to get approved for at lower scores than their credit cards, but wasn't sure if that was just a rumor. Enjoy your cool new card.

American Express Platinum Approval

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American Express Platinum Approval