Being that I travel so much and plan to start back now, I decided to finally pull the trigger and apply for the American Express Platinum this morning and low and behold, I was approved. I’m surprised because I first tried their prequalification app and wasn’t prequalified but credit karma said my approval odds were excellent and they’ve always been right. Also, I received an offer for the SoFi Mastercard and hit the button, approved. I honestly don’t know why I applied for the SoFi card, I already have a great MasterCard with Apple so I may have just wasted a HP. Anyone with the SoFi card, how are you liking it? My data points in my signature are updated. American Express Platinum - $13,000 15.99% SoFi Master Card - $9,000 22% Utilization 4%
Current Score: 
Respectible SLs for both of those cards, grats on them 
Congrats on your approvals. Are you meaning to say the AMEX "Delta Skymiles Platinum?"
No, the AMEX Platinum.
@Ficoproblems247 wrote:Congrats on your approvals. Are you meaning to say the AMEX "Delta Skymiles Platinum?"
@MzChrissy wrote:No, the AMEX Platinum.
@Ficoproblems247 wrote:Congrats on your approvals. Are you meaning to say the AMEX "Delta Skymiles Platinum?"
Got it. Was just asking because the Platinum is a NPSL card, so was just curious about the $13,000.
Correct, that's exactly what is says on the interest rate disclosure form. Pre-Set Spending Limit $13,000. I'm not sure what that means and will have to do further research. Any assistant or insight you can provide would be helpful.
@Ficoproblems247 wrote:
@MzChrissy wrote:No, the AMEX Platinum.
@Ficoproblems247 wrote:Congrats on your approvals. Are you meaning to say the AMEX "Delta Skymiles Platinum?"
Got it. Was just asking because the Platinum is a NPSL card, so was just curious about the $13,000.
Congratulations on your approvals!
