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04-15-2017 05:28 AM
These are some pretty good data points. It almost sounds like AMEX may be running a new program or something helping to get people in the door and foster responsible credit habits so that the credit limits can grow. I would certainly be interested to hear about your continued experiences with the card.
Does the email specify how much of a balance to leave? My assumption would be even though they want a balance, it probably should be a relatively low one in relation to what the credit limit is?
Has anyone been able to get anymore details on if they anticipate doing the 3X CLI after the 5 statement or if it may be a more generous increase?
Congrats to all for the approvals. AMEX is a good one to have on your side.
@Anonymous wrote:OMG, I've tried so many times over and over again for an American Express and finally got it tonight. Starting line 500.00 and now they are telling me how to earn a higher credit line in 5 payments. My advise to new credit seekers is don't have to many store cards. Only go for Bank cards more value and points. I closed out 20 store cards before AX would look at it. They said I had to many open accounts at first. So happy. Thanks AX.
EQ 615, TU 635, EU 639.
Bring it on home. Got my eyes on Discover now. Soon very soon.
I'm so happy for you I know the feeling, I got approved for the Plat Charge today, a dream of mine for many years! Keep it up and you'll have one too!
04-15-2017 04:59 PM
@Anonymous wrote:OMG, I've tried so many times over and over again for an American Express and finally got it tonight. Starting line 500.00 and now they are telling me how to earn a higher credit line in 5 payments. My advise to new credit seekers is don't have to many store cards. Only go for Bank cards more value and points. I closed out 20 store cards before AX would look at it. They said I had to many open accounts at first. So happy. Thanks AX.
EQ 615, TU 635, EU 639.
Bring it on home. Got my eyes on Discover now. Soon very soon.
I'm so happy for you I know the feeling, I got approved for the Plat Charge today, a dream of mine for many years! Keep it up and you'll have one too!
@K-in-Boston wrote:
@Anonymous wrote:
@K-in-Boston wrote:
Congrats! You should see your credit line as soon as you log in.Approved for Hilton Honors..
Would I be able to apply for Delta with the same pull within 90 days?
That's great news. AmEx has not been doing HPs on existing cardholders lately for additional cards. I am not sure exactly when you would be an "existing cardholder" vs a new applicant, though. If you're concerned with another pull, I would wait until they are showing your monthly Experian score on your account so you know that they're soft pulling you. No guarantees that you would not get a HP, but this seems to be the case for those applying for additional personal cards.
Neither of my brand new Amex accounts are showing on my EX yet, yet I had a SP today and got approved for Amex Plat., I remain stunned!
04-15-2017 10:38 PM
04-15-2017 10:54 PM