Congrats! Great cards to be sure
Thats a heft AF situation for sure.. and congrats! I think everyone has thier own theories regarding annual fees and certain spending that fits thier lifestyle.
What might seem overkill to me might not be to you. So with that, congratulations! Enjoy!
Congratulations on getting both card approvals... Hopefully you are single and going to use and enjoy them, but if you are married or have a significant other, you can make them an AU of the Platinum card and they will receive a Gold card. Then you have both on one account... just food for thought! 🍻
The reward structure of the Platinum AU Gold mimics the Platinum - 5X on flights, etc., not the Gold - 4X on Dining/Grocery.
OP, I think this is a very strong setup. Hit up a Centurion Lounge a couple of times, and you are in the money.
But the perks along for both cards off set the annual fee..
Here's a question I have for you, and for many other folks who get these cards with big annual fees. And it's even a question I ask myself.
Why get a card at all if all you're going to do with it is get enough benefit from it to offset the annual fee? Why not just skip it and get a no-fee or low-fee card, which just gives you benefits?
Cause those cards don't clank when they hit the table.