Amex 2X CLI

[dynamicvb]

I had my Amex CM for just over a year. I did a request a few weeks ago to take it to 30K, 3x would have been 36K, but I was scared to ask for it all. Got the 7-10 day message, which I knew was because I was not 180 days since my last 3x CLI.

Got an email from them a couple of days ago congratulating me on my year so I tried again, but only asked for 2x, instant approval to 24K. Kicking myself for not trying the 3x, but was a little gun shy and I have not really used it that much since I have other cards at 3%. Not that bummed because at 24K its now my highest limit card and they have bumped my limit 20K since I got it at a 4K SL. All an all Amex has been good to me.

[Anonymous]

Congrats on your Amex increase!

[M_Smart007]

Congrats on you're CM 2x CLI

[Anonymous]

Congratulations!!!  AMEX is the BEST in my book.  This post by you is very reassuring because I just met my 61st+ day on a new AMEX Hilton Aspire card with a low starting credit limit of $4,000 compared to the $11,500 starting cl for their Delta Skymiles Gold card they approved me for on the same day -- weird.  They actually approved me for 3 cards in total (AMEX Rose Gold NPSL) on the same night in early July of this year.

So, a couple of days ago I requested a CLI on the AMEX Aspire and requested the $4,000 to $8,000 (didn't want to try the X3), and received the dreaded 7-10 day response.  All AMEX cards are paid in full as well, but I have 5 total inquiries on my Experian since July 2019.  My gut is telling me it's a denial since I've been approved for a lot of new credit, but hope there aren't any grave implications for requesting.  FICOs are all in the solid 700s, but I worry if I tried too soon.  

At least your post gives me hope.  If I get a denial letter, I will just wait on them for an auto CLI. In past, I've been through a FR and while it was painless, I just don't want to deal with that again.  

[Felony_Phil]

Congrats on the sizable increase. This board has tought me to always swing for the fences when it comes to CLI requests. Next time go for 35k with confidence!