So my Blue Cash Preferred arrived today with it's $1,000 limit.
While I was logged in.. I started thinking about my 3X CLI denial I got at 61 days... and for whatever reason I hit the buton to apply again.. entered $15,000 and viola! Congratulations, you have been approved for $15,000 it said!
So I was approved for the card on May 24th with instant online activation and card number available.
The card arrived and I activated it on May 28th.
I applied for the 3X CLI on day 61 which was July 24th and it said letter in mail would be sent.
So today is 62 days from activation....??? Everything I read online said ... ahh who knows. I'll take the CLI... thanks Amex...
For those who usually ask on stats:
Card was 666 Experian FICO 8 when I applied for it... my score is 676 today. $120k income and I put $3000 though the Delta Gold in the first statement and PIF.... and did about $2000 on the BCE in the first 45 days... PIF on first statement. My scores suck.... but Amex likes me... ($21k in 2 months).... but Discover wont give me more than a $500 secured card. Such is life.
The only card I asked a request on was the Amex Gold.
I was denied 61 days after application approval on July 24th.
I was approved for $15,000 (3X CLI) on July 29th.
So I am guessing the letter I will recieve for the 24th is going to say I was too early.
I must say I was shocked to get $15k considering my highest line is $7500 and they doubled that.
Additionally, a score of 676 seems low for a large increase at 61 days but I'm grateful.
No income verification requests but I do think when $5k a month in charge goes through and pay in fulls, it gives traction.
Well... this definitely proves the "too early" doesn't reset the clock... since I tried 5 days later and it approved it. Go for it! 
@Credit_hawk wrote:What was the original limit? I bet it was an issue with a miss count of the days. I see you have a good income but low FICO. It's hard to predict sometimes.
Original limit was $5,000.... and your comment of good income, low FICO.... let me tell ya... to me... 676 isn't a low FICO... if you've see where I was 2 years ago. ;-)
(just playing with ya)... I know what you meant ;-)... it definitely is low by AMEX standards... Having been given $21k with a 666 original approval and now 676... I feel so blessed to have the three cards in 60 days with them that I do. I can't wait to see how Capital One responds in September when I'm due for increase there... cause thats where all my spend is run currently.
@dallasareaguy wrote:So my Blue Cash Preferred arrived today with it's $1,000 limit.
While I was logged in.. I started thinking about my 3X CLI denial I got at 61 days... and for whatever reason I hit the buton to apply again.. entered $15,000 and viola! Congratulations, you have been approved for $15,000 it said!
So I was approved for the card on May 24th with instant online activation and card number available.
The card arrived and I activated it on May 28th.
I applied for the 3X CLI on day 61 which was July 24th and it said letter in mail would be sent.
So today is 62 days from activation....??? Everything I read online said ... ahh who knows. I'll take the CLI... thanks Amex...
For those who usually ask on stats:
Card was 666 Experian FICO 8 when I applied for it... my score is 676 today. $120k income and I put $3000 though the Delta Gold in the first statement and PIF.... and did about $2000 on the BCE in the first 45 days... PIF on first statement. My scores suck.... but Amex likes me... ($21k in 2 months).... but Discover wont give me more than a $500 secured card. Such is life.
Congratulations to you!...Thanks for sharing.
