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Amex 61 day 3X CLI? Not for me

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Anonymous
Not applicable

Re: Amex 61 day 3X CLI? Not for me

Today was 181 days since my last CLI. Was at $4100, and requested 12k which is still less than 3X. Got countered with $800 increase to $4900. Thanks AMEX.  Smiley Frustrated

Message 11 of 14
KSK1912
Valued Contributor

Re: Amex 61 day 3X CLI? Not for me


@Anonymous wrote:

Today was 181 days since my last CLI. Was at $4100, and requested 16k which is still less than 3X. Got countered with $800 increase to $4900. Thanks AMEX.  Smiley Frustrated


You could not get the $16K anyway, $4100x3 would be meax you can ask for, which would cap it at $12300. So you do not ask for an additional 3x. Your total limit can go up to 3x of your current limit, which in your case, if granted, would be $12,300.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 12 of 14
Anonymous
Not applicable

Re: Amex 61 day 3X CLI? Not for me

The 16k in my post was a typo (fixed)

 

Point was that even If I asked for 500k, they would have countered with $4900. I'm closing it tonight anyway.

Message 13 of 14
KSK1912
Valued Contributor

Re: Amex 61 day 3X CLI? Not for me


@Anonymous wrote:

The 16k in my post was a typo (fixed)

 

Point was that even If I asked for 500k, they would have countered with $4900. I'm closing it tonight anyway.


how long have you had your card? IS there a specific reason they give you for not giving the higher cli?


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 14 of 14
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