Amex App Spree - 3 Approvals, 1 Pull

[Anonymous]

Ohhh, you know, you may be right, I think I've read that existing customers lose that nifty prequal page and have to rely on the logged in "offers" page or whatever.

[coldfusion]

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@Anonymous wrote:

Ohhh, you know, you may be right, I think I've read that existing customers lose that nifty prequal page and have to rely on the logged in "offers" page or whatever.

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You read correctly.  Existing customers who fill out and submit info on the prequal page will be told to log onto their AMEX online account,

When logged in, Menu -> Cards -> Charge & Credit Card Offers then select "Apply Now" for the card you're interested  in.

I get messages that I am pre-approved, but also that I will get a decision in as little as 30 seconds and no fixed APR value.  Perhaps YMMV.

[Anonymous]

coldfusion wrote:
When logged in, Menu -> Cards -> Charge & Credit Card Offers then select "Apply Now" for the card you're interested in.

I feel like this may be the current member equivalent of a pre-qualification page though it doesn't necessarily mean you are pre-qualified. I had the Gold Delta and the Platinum and both had "pre-approved" language. I checked for my dad (whose credit I'm building as he's always been a cash only guy and he's currently at a 750 FICO) and his language was something along the lines of "Looking to expand or extend your relationship with Amex."

Agreed, YMMV.

[916networktech]

I Applied for 2 AMEX Cards on the same day.  I got 2 Hard Pulls on Experian 1 for each app , I asked the Rep and he was clueless