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Amex Approval

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Member

Amex Approval

Hey everyone! Longtime lurker (since 2014 I think) but since I find data points very helpful I figured I'd offer my approval information up for everyone.

I went to the Amex preapproval site and was offered the choice of the AMEX BCE (blue cash everday) or AMEX ED (everyday). I chose to apply for the latter (since it gave me a fixed APR) and not a range. I was approved for $10,000 line (although I swore it said $15000 on the site). 

 

I have a chp13 from 2011 (discharged in 2014) still showing. I have 9 positive trade lines and my average age of accounts is just under 7 (before this application). 

 

Credit scores are Fico 8 TU 688, FICO 8 EQ 680 and Fico 8 EX 697.

 

Credit utilization is currently at 36% and my other cards in my wallet are Discover IT (14000) Cap One Venture One (15000) and Cap One QS (6000) and Sync Care Credit (3500).

 

Thanks for all the community members who have posted in the past. It really makes a difference!

Message 1 of 8
7 REPLIES 7
Regular Contributor

Re: Amex Approval

Congrats!! Waiting for my scores to go up then that will be the next Amex I apply for. I want to build a relationship with my delta gold for a little while.

EQ 648 TU 654 EX 648
Amex Rose Gold, Amex Cash Magnet- $2000, Amex Delta Gold- $1000, Amex SPG- $1000, Amex Blue Cash Everyday- $1000, Discover IT- $2300, JetBlue Plus World Elite MasterCard- $3600, Costco Citi- $6700, Capital One QS- $1450, Best Buy Citi Visa- $6000, Capital One GM- $500, Care Credit-$15,000, Merrick Bank- $1000, Paypal Credit- $1,781, Amazon Prime Store Card- $6000, PayPal Extras Mastercard- $5000, Bloomingdales Card- $400

03/08/19 Fico 8 EQ 706TU 716 EX 706 - FICO 9 EQ 712 TU 707 EX 677- FICO Mortgage EQ 703 TU 716 EX 693
INQ EQ 6 TU 10 EX 16 Utilization EQ 18% TU 18% EX 18%
Message 2 of 8
Valued Contributor

Re: Amex Approval


@KillerK wrote:

Hey everyone! Longtime lurker (since 2014 I think) but since I find data points very helpful I figured I'd offer my approval information up for everyone.

I went to the Amex preapproval site and was offered the choice of the AMEX BCE (blue cash everday) or AMEX ED (everyday). I chose to apply for the latter (since it gave me a fixed APR) and not a range. I was approved for $10,000 line (although I swore it said $15000 on the site). 

 

I have a chp13 from 2011 (discharged in 2014) still showing. I have 9 positive trade lines and my average age of accounts is just under 7 (before this application). 

 

Credit scores are Fico 8 TU 688, FICO 8 EQ 680 and Fico 8 EX 697.

 

Credit utilization is currently at 36% and my other cards in my wallet are Discover IT (14000) Cap One Venture One (15000) and Cap One QS (6000) and Sync Care Credit (3500).

 

Thanks for all the community members who have posted in the past. It really makes a difference!


Welcome to the AMEX Family! Soon you will be a Platinum inner-circle member Smiley Wink

Message 3 of 8
Established Member

Re: Amex Approval

Congratulations on your approval. Im hoping to get in with amex at some point next year



Message 4 of 8
Valued Contributor

Re: Amex Approval

Whether $10K or $15K, congratulations on a very nice starting line!


Beginning Journey April 2017 – FICO 8

Current Scores May 2018 – FICO 8

Started this credit game with $8400 TCL in 04/17 now I'm at $150K+.
Message 5 of 8
Contributor

Re: Amex Approval

Congrats, I will try next year for a AMEX card.  I am looking at the Platnium or Hilton or SPG lol, I might just app for all three.

Gardening ‎10-13-2017

FICO 8[10-25-2017] EX: 706, EQ: 714, TU: 719
FICO 8[1-04-2018] EX: 714, EQ: 737, TU: 721
Message 6 of 8
Member

Re: Amex Approval

Thanks for all the support! I have long wanted an AMEX. I try for one new card per year as part of my rebuild and so far so good. Now I just have to find that 3X CLI guide here on the forums so I don't screw that up (I could never pull off the SCT that everyone else did so easily.)

Message 7 of 8
Established Contributor

Re: Amex Approval

C O N G R A T U L A T I O N S! Enjoy your new card. Charge wisely and have fun.
OpenSky®VSA: $375 | First ProgressMC: $404 | CapOneMC: $605 | CapOneQSMC: $2350 | Cabela'sVSA: $4000 | Barclaycard® RewardsMC: $20000 | BlazeMC: $2000 | First SavingsMC: $1500 | LegacyVSA:$1750 | AMEX BCP®: $9000 | AMEX Hilton Honors™: $6000 l Discover: $5300 | Chase Freedom: $4800 | Chase SLATE: $3800 | CSP®: $7000 | United MileagePlus®: $7000 | Amazon RewardsVSA: $4800 | Old Navy: $4500 | Gap: $4500 | Banana Republic: $4500 | Walmart: $10000 | SamsClub:$10000 | AEO®VSA: $8000 | TJX MC: $6000 | Amazon: $4000 | Belk: $5000 | Macy's: $20000 | J.Crew: $3000 | Overstock: $6200 | SMG VSA: $3800 | Abercrombie: $2100 | Express: $2900 | Buckle: $2500 | Kay: $6750 | PayPal: $3520 | Citi® / AAdvantage® Platinum: $16000 ***FICO08 as of: Dec 19th 2017-EX: 731 | EQ: 727 | TU: 756***



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