Well, I initially planned to garden until October/November time frame but the alure of Amex got the best of me. On 5/27 I apped and was instantly approved for Amex Gold. My first statement closed on 6/16 which I imediately PIF along with the annual fee the next day. I decided to test my luck on 6/18 (locked CRAs) with the BBP and was instandly approved with a SP for $9,000 CL! Happy to be getting a minimum 2% and 4% on my major catagories. My work travel is starting to ramp up and debating between the Plat and Green Card. I do want to add another Chase Card prior to theese as I am currently 4/24 now.
Approval Data Points -
Pull Experian
750 FICO 8
5/24 & 4/12 Inquires (2 Housing Rentals)
AoOA - 2 years 6 months
AAoA - 1 years 2 months
Utilization - 1%
DTI Ratio - 13%
My Chase Freedom Unlimited just ticked the third statement (PIF prior to closing) and received an auto CLI of $1,200 bringing my overall CL to $3,300 on this card! My Disco 3rd statement closes in a few days and hoping for the same result.
I'll be requesting an CLI on my Apple Card in a few days but do planning on staying in the garden for a good 6 months before I look to expand my profile.
This time last year I had Cap1 Plat with a $600 limit now I sit with the following -
Amex Gold - NPSL
Amex BBP - $9,000
Apple Card - $3,300
Capital1 QS - $700
Discover IT - $3,500
Chase FU - $3,200
Total - $19,700
EDIT: I can't spell
