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Started my credit building journey in March of this year and have been checking the prequalify links monthly for cards I was hoping to get. Surprisingly on Monday I checked and was prequalified for 3 AmEx products and chose to apply for the AmEx BCE. Instant approval, 1k SL.
Data points:
No FICO scores.
TU Vantage 3.0 685, 6 inq.
EQ Vantage 3.0 666, 5 inq.
EX 4 inq.
AmEx pulled EX report.
AaoA 5 months
Utilization 8%
No baddies.
3 new accounts in the last 6 months.
Mar 2018 Cap 1 Platinum SL $300
April 2018 Discover IT SL $500
June - Cap 1 CLI to $400 & PC to Quicksilver
July- Discover CLI to $800
Approved Kohl's card SL: $300
August - Discover CLI to $1000
September - Approved AmEx BCE SL: $1000
Denied Walmart, Zulily and Barclays Apple Rewards along the way.
Great early results, C. You're off and running, and in a good direction. Congrats!
Congrats on all your approvals!
Congrats on the approval, looks like a good # this year!
Congrats on your approval and welcome to AMex family !!!
Congrats on your approvals and it looks like you're off to a GREAT start! Enjoy
Thanks everyone! It's certainly been a positive and exciting year!
Great job , congrats!
In the garden till May 6, 2022 07:38:06 GMT