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Amex BCE Approval

Kaylava
Valued Contributor

Amex BCE Approval

Just applied for the Amex BCE and approved for only 2500. I have a everyday card with a 15,000 limit. I am due for another cli in October. Can I ask for the cli on the bce in October or will the card be too new to do that? I know I can only have 1 increase between the 2 cards every 6 months. How successful are people at getting a cli at activation?
Message 1 of 18
17 REPLIES 17
Noxqs
Established Contributor

Re: Amex BCE Approval

Congrats on the BCE. You should be OK in October as you only need 61 days before requesting first CLI. From what I've read and experienced, CLI at activation is a rare bird.

2/5/18 EX 738 TU 751 EQ 737 9% Util All reports on ice! Gardening again!
NFCU CR ($25,000) | BofA CR ($19,800) | Discover ($12,300) | BofA BBR ($7,000) | Amazon ($6,000) | Citi Costco ($7,900) | Marvel ($8,000) | Chase Amazon ($6,000) | Paypal MC ($8,000) | Barclay Apple ($4,300) | AMEX BCE ($12,000) | AMEX ED ($1,000) | Cap QS ($3,400) | GM Buy Power ($2,000) | Citi DC ($2,700) | Wayfair ($9,400) | Victoria's ($4,000) | NFCU CLOC ($15,000) | Tiffany & Co ($1,000)
Message 2 of 18
Kaylava
Valued Contributor

Re: Amex BCE Approval

Thank you!! So if I try and fail, will that push the date back?
Message 3 of 18
maestro07
Frequent Contributor

Re: Amex BCE Approval


@Kaylava wrote:
Just applied for the Amex BCE and approved for only 2500. I have a everyday card with a 15,000 limit. I am due for another cli in October. Can I ask for the cli on the bce in October or will the card be too new to do that? I know I can only have 1 increase between the 2 cards every 6 months. How successful are people at getting a cli at activation?

Congrats OP!! CLI on activation won't work all the time. In case it was declined then you need to wait another 90 days. I would request CLI on 61st day.

FICO 8: TU-769 EX-771 EQ-772 Total Credit Limit: $717,500
Message 4 of 18
Noxqs
Established Contributor

Re: Amex BCE Approval


@Kaylava wrote:
Thank you!! So if I try and fail, will that push the date back?

Some try at activation and the denial letter says account too new and then you only have to wait until the 61 days, but some have not been lucky and it oushed the request out another 90 days. Personally, I'd wait the 61 days.

2/5/18 EX 738 TU 751 EQ 737 9% Util All reports on ice! Gardening again!
NFCU CR ($25,000) | BofA CR ($19,800) | Discover ($12,300) | BofA BBR ($7,000) | Amazon ($6,000) | Citi Costco ($7,900) | Marvel ($8,000) | Chase Amazon ($6,000) | Paypal MC ($8,000) | Barclay Apple ($4,300) | AMEX BCE ($12,000) | AMEX ED ($1,000) | Cap QS ($3,400) | GM Buy Power ($2,000) | Citi DC ($2,700) | Wayfair ($9,400) | Victoria's ($4,000) | NFCU CLOC ($15,000) | Tiffany & Co ($1,000)
Message 5 of 18
Kaylava
Valued Contributor

Re: Amex BCE Approval

Ok thank you everyone. 😀
Message 6 of 18
incognito87
Contributor

Re: Amex BCE Approval

I thought amex was part of the 5/24 rule ( only 5 open accounts in 2 yrs)? I keep reading alot of posts regarding amex BCE approvals after an app spree
Message 7 of 18
Noxqs
Established Contributor

Re: Amex BCE Approval


@incognito87 wrote:
I thought amex was part of the 5/24 rule ( only 5 open accounts in 2 yrs)? I keep reading alot of posts regarding amex BCE approvals after an app spree
I think you're thinking of Chase.
2/5/18 EX 738 TU 751 EQ 737 9% Util All reports on ice! Gardening again!
NFCU CR ($25,000) | BofA CR ($19,800) | Discover ($12,300) | BofA BBR ($7,000) | Amazon ($6,000) | Citi Costco ($7,900) | Marvel ($8,000) | Chase Amazon ($6,000) | Paypal MC ($8,000) | Barclay Apple ($4,300) | AMEX BCE ($12,000) | AMEX ED ($1,000) | Cap QS ($3,400) | GM Buy Power ($2,000) | Citi DC ($2,700) | Wayfair ($9,400) | Victoria's ($4,000) | NFCU CLOC ($15,000) | Tiffany & Co ($1,000)
Message 8 of 18
Hammer25
Regular Contributor

Re: Amex BCE Approval


@incognito87 wrote:
I thought amex was part of the 5/24 rule ( only 5 open accounts in 2 yrs)? I keep reading alot of posts regarding amex BCE approvals after an app spree

 

It's not. I've had over 15 inquiries in the past 6 months, and I was approved for the BCE and ED.

Amex ED+++Amex BCE+++Marvel+++Stash+++QS+++QS1+++Discover IT+++GM Buypower+++Walmart+++AE+++VS+++Lowes+++Gamestop
Message 9 of 18
Super_AL
Valued Contributor

Re: Amex BCE Approval


@Kaylava wrote:
Just applied for the Amex BCE and approved for only 2500. I have a everyday card with a 15,000 limit. I am due for another cli in October. Can I ask for the cli on the bce in October or will the card be too new to do that? I know I can only have 1 increase between the 2 cards every 6 months. How successful are people at getting a cli at activation?

Congratulations to you!...Thanks for sharing.Smiley Happy

Smiley Happy (BANK OF AMERiCA CA$H REWARD$ ViSA SiGNATURE) (CHASE AMAZON ViSA SiGNATURE) (CAPiTAL ONE QUiCKSiLVER ViSA SiGNATURE) (CiTi DOUBLE CA$H WORLD MASTERCARD) (BARCLAYCARD UPROMiSE WORLD MASTERCARD) (SYNCHRONY MARVEL MASTERCARD) (AMERiCAN EXPRESS BLUE CA$H EVERYDAY) (DiSCOVER iT NHL)
Message 10 of 18
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