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Amex BCE Approval

sarge12
Valued Contributor

Re: Amex BCE Approval

If it were me and your balance is low on the everyday card, I'd request that they transfer some of the CL from everyday card to BCE card. The low limit on the BCE was probably to limit their overall exposure and transfering cl between the two should be easy.

TU fico08=842 04/29/21
EX fico08=830 05/08/21
EQ fico09=827 05/01/21
EX fico09=824 05/05/21
EQ fico bankcard08=856 04/27/21
TU Fico Bankcard 08=881 04/23/21
EQ NG1 fico=802 01/21/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 11 of 18
Kaylava
Valued Contributor

Re: Amex BCE Approval

Sarge12, is that something I can do before I get the card?
Message 12 of 18
sarge12
Valued Contributor

Re: Amex BCE Approval


@Kaylava wrote:
Sarge12, is that something I can do before I get the card?

I think you would have to activate the card first, but I did that as soon as I recieved mine. I had a 10000 limit on what was the costco american express. Knowing the Costco AE would soon be extinct I applied for BCE and recieved with 5500 SL. Called CSR and asked if I could transfer 4500 of the costco card cl to the bce, which they did without even a HP.


 


 

TU fico08=842 04/29/21
EX fico08=830 05/08/21
EQ fico09=827 05/01/21
EX fico09=824 05/05/21
EQ fico bankcard08=856 04/27/21
TU Fico Bankcard 08=881 04/23/21
EQ NG1 fico=802 01/21/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 13 of 18
Kaylava
Valued Contributor

Re: Amex BCE Approval

So the new card doesn't have to be 60 days old to do it?
Message 14 of 18
sarge12
Valued Contributor

Re: Amex BCE Approval

I saw online that it says that it has to be 60 days old...at least one site said that. They did it for me immediately, but since they were severing ties with Costco, they may have done it as an exception to the rule...I do not know!


@Kaylava wrote:
So the new card doesn't have to be 60 days old to do it?

 

TU fico08=842 04/29/21
EX fico08=830 05/08/21
EQ fico09=827 05/01/21
EX fico09=824 05/05/21
EQ fico bankcard08=856 04/27/21
TU Fico Bankcard 08=881 04/23/21
EQ NG1 fico=802 01/21/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 15 of 18
Kaylava
Valued Contributor

Re: Amex BCE Approval

Thank you😀
Message 16 of 18
Veg325
Frequent Contributor

Re: Amex BCE Approval

Congrats on the approval!
•Chase Freedom • AMEX BCP •AMEX Rose Gold •Apple Card •Chase Amazon Prime •Discover iT •NFCU Cash Rewards •US Bank Cash+ •Nordstrom VISA
Message 17 of 18
Vegas4Play
Valued Contributor

Re: Amex BCE Approval

Congrats on your approval !!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 18 of 18
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