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I closed on my house today and wanted a 0% intro APR card for the purchase of new fencing. It's my one "splurge" item for the house that I was willing to finance, as the rest of the renovations I had cash set aside for. I had a pre-approval for the BCE with 15 months 0% APR intro rate and $250 SUB. Instant approval for $8K which is my highest non-store credit card limit (next highest is Disco at $2.7K but only reporting as $2K as the CLI was recent). I also have a retail card (CareCredit) with a $12K limit, but I'm not sure if they take that into account for SL matching/chasing. This is my first Amex.
They pulled EXP at I believe 712 FICO 8. $42K income. Current utilization at 6% of $19K in lines.
I also apped the Citi DC. It doesn't have a SUB or 0% APR period, but it was a card I wanted soon for general cash back spend and I figured I should get in on it before the mortgage and other new card report. Instant approval for $2K and it also pulled EXP. This is my first card with Citi
Congrats! Don't buy a vinyl fence! They don't last long. If you have a hail storm you may have to replace every single piece because the hail will knock holes in the vinyl.
Congrats in the house and both approvals!
@Anonymous wrote:Congrats! Don't buy a vinyl fence! They don't last long. If you have a hail storm you may have to replace every single piece because the hail will knock holes in the vinyl.
I actually live in Florida, so there is little fear of a hail storm! Hah. A high quality vinyl fence here will easily outlast a wood fence, even with the sun and potential hurricanes. But I do appreciate you looking out!
Congrats on both approval and nice SL's !!!!!
also congrats on your new house
Congratulations on your approvals! Nice!
Congrats on your Amex BCE and Citi DC approvals!
Congratulations on your approvals!
Congrats on the great approval and more importantly your new home! That’s awesome, so exciting! I’m excited for you lol
Congratulations on the new house and both of your CC approvals!