Re: Amex BCE & Macys Amex CLI - myFICO® Forums - 6035576

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Hi all,

I was debating whether to even make a post about this but since I've recently read about credit limits being slashed I figured I'd give people some hope... I asked Amex for a CLI since it's been 6 months since my last one. My CL was $7,500 so I asked for a 3x CLI for a total of $22,500 and to my surprise they granted my CLI. I'm still a bit surprised they went for it during these times and hoping they don't change their minds! I'm not really a big spender with their card (or any, relative to the CLs)... I spent about $500 last month and paid it off. I also asked Macys for a CLI - I was at $22,000 with them and asked for $25,000, which they granted. Discover and Citi both told me to kick rocks lol.

I've had the Amex for about 3.5 years and the Macys card for about 3 years.

EX: 754, EQ: 779, TU: 776

Income: $140k

Looking to ask PenFed for a CLI next... 6/3 will be my 6 month anniversary with them just not sure if I want the hard pull.

Keep hope alive!

Macys Amex: $25,000

USBank Altitude Go: $24,000

Discover It: $22,500

Amex Blue Cash: $22,500

Citi Double Cash WEMC: $18,900

PenFed Platinum Rewards: $17,500

Citizens Bank Clear Value: $14,000

WF Propel: $12,500

Paypal SmartConnect: $10,000

Chase Freedom Unlimited: $4,900

FICO 8 Scores
EX: 773
EQ: 784
TU: 772

Message 1 of 16

15 REPLIES 15

Congrats on your CLIs.

Message 2 of 16

Congratulations! ..

Message 3 of 16

Congratulations on your CLIs!!

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 4 of 16

Major congrats on your CLIs with AMEX & Macy's!! To see that 3x boost with AMEX must've been absolutely amazing.

Message 5 of 16

Congrats to both CLIs

Message 6 of 16

Congratulations on your CLI x 2 @rafy023

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

Message 7 of 16

@rafy023 wrote:
... My CL was $7,500 so I asked for a 3x CLI for a total of $22,500 and to my surprise they granted my CLI ...

Nice CLI approvals -- Congrats! & thanks for the extensive DPs.

Just to clarify -- Amex approved the full 3x?

Message 8 of 16

Congratulations on your Amex and Macy's CLIs!

Current Cards (in order of approval):

Current FICO 8 | 9 (February 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 9 of 16

Congratulations on your CLIs!

Message 10 of 16