So for the first time ever in my life I was pre-approved for an AMEX card. I went to their site and filled out the form to see if I was pre-approved and I was for the BCE at 17.49% with the $150 spend bonus and 15months 0% APR on purchases and balance transfers. So I went ahead and applied and was approved for $1400. Not a great CL but I'll take it!
After reading that if you're already a card member, if you apply for another card, it is a soft pull for a denial and a hard pull for a approval and sometimes 1 pull for both a revolver and a charge card. So I applied for the PRG and was approved on 1 hard pull!!!
I am so pumped to be in with AMEX!!! The only other bank I want to be in with is Chase but that one will take a while since I am way over 5/24 lol
Question: Is it possible to recon a CL with AMEX upon approval or do I have to wait for the 61 day 3x CLI?
Congrats on your approval!!
Congratulations! I look forward to getting my scores high enough to be able to get the BCE. Good job.
Excellent...treat them well and the increases will happen down the road!!
Last year I was approved for the ED card with a 3k SL and upon recieving the card I requested a 2x CLI because I was afraid to ask for 3X, anyway I was approved for the 6k upon activation of the card then 181 days later it was brought to 12k. It is worth a shot to ask for the CLI on activation.