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Amex BCE & PRG Approval

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New Contributor

Amex BCE & PRG Approval

So for the first time ever in my life I was pre-approved for an AMEX card. I went to their site and filled out the form to see if I was pre-approved and I was for the BCE at 17.49% with the $150 spend bonus and 15months 0% APR on purchases and balance transfers. So I went ahead and applied and was approved for $1400. Not a great CL but I'll take it! Smiley Happy 

 

After reading that if you're already a card member, if you apply for another card, it is a soft pull for a denial and a hard pull for a approval and sometimes 1 pull for both a revolver and a charge card. So I applied for the PRG and was approved on 1 hard pull!!! Smiley Very Happy 

 

I am so pumped to be in with AMEX!!! The only other bank I want to be in with is Chase but that one will take a while since I am way over 5/24 lol

 

Question: Is it possible to recon a CL with AMEX upon approval or do I have to wait for the 61 day 3x CLI?

2/12/17 Scores: EQ 661 TU 700 EX 684 Cards: AMEX PRG NFCU Signature Flagship Rewards $7k NFCU Cash Rewards $15k AMEX ED 10k Chase Amazon Prime Signature $2k AMEX BCE $1.4k Discover IT $1.7k Cap 1 Secured $500 Store Cards: Amazon $6k Google $4k Walmart $6k JCREW $4.2K Express $500 NYC $900 Loft $500 Victoria's Secret $550
Message 1 of 10
9 REPLIES 9
Valued Contributor

Re: Amex BCE & PRG Approval

Congrats on your approval!!

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 10
Super Contributor

Re: Amex BCE & PRG Approval

Good job and congrats.  Enjoy them.

Message 3 of 10
Established Contributor

Re: Amex BCE & PRG Approval

Probably no on cli for at least 2 months. Amex likes good use and big payments for a certain period of time before giving increases. Especially when approval just sqeaked by.
I'd wait 2 to 3 months with use then try then 61 days after if not approved. 6 months if approved.
eq 757 ex 762 tu 763 Chase Amazon 5000 citi double cash 4300 Citi TYP 8100 Cap1 Quicksilver Visa Sig 10000 Walmart MasterCard 6600 Big Sandys 4000 Best Buy 5100 LLbean 2300 Cashforward 17500 Sam's Club 10000 Discover Card 10000 bluecash 5800 everyday 10000 boa americard 20300 boa cash rewards 7000 marvel 10000
Message 4 of 10
Regular Contributor

Re: Amex BCE & PRG Approval

Congratulations! I look forward to getting my scores high enough to be able to get the BCE. Good job.

FICO 8 Scores as of 02/05/2017:
EQ 632 | TU 643 | EX 644
Open Revolving Credit lines and Limits:
Discover IT $1,000 | Walmart Store Card $3,500 | Amazon Prime Store Card $3,000 | BuyPower Card $500 | Credit One $1,050 | Cap1 QS1 $1,100 | Cap1 Platinum Secured $501 | Amex Everyday $1,000 | Amex Gold NPSL | HSN $1,800 | Overstock $1,550 | Kohls $700 | FingerHut $2,150
Message 5 of 10
Established Contributor

Re: Amex BCE & PRG Approval

Congratulations!!

In the garden as of March 17, 2017.

Amex PRG NPSL | Amex Hilton Surpass $6K l Aviator Red $3.5K | Best Buy $6K | Amazon $6K | Chase $5K | BBVA $6K | UFCU $10K | NFCU $15K
Message 6 of 10
Established Contributor

Re: Amex BCE & PRG Approval

Excellent...treat them well and the increases will happen down the road!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 15k = DCVR MILES 7k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 9k, 14k

FICO scores TU 764 EX 739 EQ 745
Message 7 of 10
Valued Contributor

Re: Amex BCE & PRG Approval

Last year I was approved for the ED card with a 3k SL and upon recieving the card I requested a 2x CLI because I was afraid to ask for 3X, anyway I was approved for the 6k upon activation of the card then 181 days later it was brought to 12k.  It is worth a shot to ask for the CLI on activation.

Message 8 of 10
New Contributor

Re: Amex BCE & PRG Approval

Thanks everyone!!!

@workingfor850 I was reading quite a few different threads with people doing just that and getting good results. I'll report back with what happens with data points.
2/12/17 Scores: EQ 661 TU 700 EX 684 Cards: AMEX PRG NFCU Signature Flagship Rewards $7k NFCU Cash Rewards $15k AMEX ED 10k Chase Amazon Prime Signature $2k AMEX BCE $1.4k Discover IT $1.7k Cap 1 Secured $500 Store Cards: Amazon $6k Google $4k Walmart $6k JCREW $4.2K Express $500 NYC $900 Loft $500 Victoria's Secret $550
Message 9 of 10
New Member

Re: Amex BCE & PRG Approval

Awesome! Way to go!

Message 10 of 10
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