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So the hubs finally got prequalified popup via amex prequal page for an Amex Green charge today, app'd and instant approval. So he decided to try his luck with the BCE card. Here is where it got interesting...
He got a counter offer message. They removed the 0pct APR and sign on bonus with a $500SL plus some kind of credit Steps program.
Here are the terms, he got them via email immediately:
1. Use card, must carry a balance at statement close
2. Pay at least the minimum payment on time
After 5th statement he should receive CLI (undisclosed amount) unless he receives one before.
He he took it because he wants back in with Amex after burning them IIB which was just DC 3 months ago. Fico8 EX was 643
Off to the garden he goes
@Anonymous wrote:So the hubs finally got prequalified popup via amex prequal page for an Amex Green charge today, app'd and instant approval. So he decided to try his luck with the BCE card. Here is where it got interesting...
He got a counter offer message. They removed the 0pct APR and sign on bonus with a $500SL plus some kind of credit Steps program.
Here are the terms, he got them via email immediately:
1. Use card, must carry a balance at statement close
2. Pay at least the minimum payment on time
After 5th statement he should receive CLI (undisclosed amount) unless he receives one before.
He he took it because he wants back in with Amex after burning them IIB which was just DC 3 months ago. Fico8 EX was 643
Off to the garden he goes
I got the same offer. Just waiting on the card to get here I was waiting to see if anyone else had gotten an email like this. Congtats to him!
@Anonymous wrote:So the hubs finally got prequalified popup via amex prequal page for an Amex Green charge today, app'd and instant approval. So he decided to try his luck with the BCE card. Here is where it got interesting...
He got a counter offer message. They removed the 0pct APR and sign on bonus with a $500SL plus some kind of credit Steps program.
Here are the terms, he got them via email immediately:
1. Use card, must carry a balance at statement close
2. Pay at least the minimum payment on time
After 5th statement he should receive CLI (undisclosed amount) unless he receives one before.
He he took it because he wants back in with Amex after burning them IIB which was just DC 3 months ago. Fico8 EX was 643
Off to the garden he goes
When did he file BK and what chapter?
We filed ch 7 in July of 2011 then converted to 13 in Feb of 2012. EX and EQ show the correct discharged chapter 13 in March 2017, but still show the file date of 7/11.
@Anonymous wrote:We filed ch 7 in July of 2011 then converted to 13 in Feb of 2012. EX and EQ show the correct discharged chapter 13 in March 2017, but still show the file date of 7/11.
Thanks. Since creditors go by filed date, that that would make his BK about 6 years old.
And apparently I'm blacklisted. He tried to add me as AU but it got denied. So, stepped out of the garden for curiosities sake and app'd for BCE. Instant denial....am curious to see if they'll pull my credit.
I was given the same offer. I accepted just to be able to get in the AMEX family and start building a relationship with them.
Great data points! Thanks for sharing and congrats to getting back in with Amex. Definitely follow up with what happens.
Curious that they specifically told him to report a statement balance versus PIF before statement.