Amex BCE approved (Super short credit history) - Page 2 - myFICO® Forums - 6000142

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Congratulations on your Amex BCE approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Message 11 of 20

Congratulations on your approval!

Message 12 of 20

Congrats on the approval!

Message 13 of 20

Congratulations!! Amex is a good company to build financial history with.

American Express Platinum NPSL

Affinity Cash Rewards Visa Signature $32,500

FNBO Evergreen Visa Signature $25,000

American Express Marriott Bonvoy Brilliant $25,000

PNC points Visa Signature $20,000

PenFed Power Cash Rewards Visa Signature $20,000

American Express Hilton Honors $20,000

Verizon Visa Signature $20,000

U.S. Bank Altitude Go Visa Signature $17,000

Chase Marriott Bonvoy Boundless Visa Signature $16,700

American Express Cash Magnet $15,000

Citi Custom Cash WEMC $15,000

Discover it Cash Back $14,000

Apple Card $12,500

JACom Credit Union Visa $10,000

Amazon Prime Store Card $10,000

Alliant Cashback Visa Signature $10,000

Message 14 of 20

Congrats on your Amex BCE approval!

Message 15 of 20

Congrats on the new Amex card.

Graph of Days Until Next Spade

Garden Club Spade

Starting Fico Scores:November 2019

Current Fico Scores: January 6, 2021

Goal Scores: 700 across all three

Message 16 of 20

Congrats!

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Message 17 of 20

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

Message 18 of 20

Congrats on your approval! Thanks for the DPs.

Message 19 of 20

Congrats on your BCE! That was my first Amex also!

AODFCU 3%CB Visa Signature $10,000 @9.99%

Langley FCU Cash Back Visa $7,500 @ 15.00%

DCU Platinum Visa $5,000 @ 15.25%

NFCU Platinum Visa $4,000 @ 14.99%

Discover IT Student $2,000

Amex Delta Platinum AU $1,700

Amex Delta Gold AU $1,000

PayPal MC $5,000

PayPal Credit $3,500

Amazon Prime Store Card $3,000

Care Credit $5,000

SamsClub $2,500

Cap1 Walmart MC $400

WF College Card $1,200 @15.15%

Genesis Kay $5,100

Best Buy Store Card AU $5,000

Target RedCard $500

Macy's Citi Store Card $6,500

Sold my soul for the Gold card, and was given a measly $666 VPSL

Ford Motor Credit 72mos @ 0%

Message 20 of 20