Amex BCE for $2k

[KingRue8500]

Congrats on your AMEX Blue Cash Everyday approval

[Zoostation1]

Congrats on the approval!

[M_Smart007]

Congrats on your Approval 🥂🎉

[wasCB14]

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@SouthJamaica wrote:

I couldn't resist the 3% cash back for online retail purchases, so I applied for the American Express Blue Cash Everyday Card.

I was approved but got the lowest starting limit I've received in 5 or 6 years, $2000.

My EX FICO 8 is 699, I have a goodly number of inquiries, not many new accounts, and heavy utilization.

As usual with Amex on subsequent cards, there was no HP.

So far it doesn't appear they've decreased the limit on my other Amex personal card, the Hilton Honors card.

The size of the starting limit isn't really important, as I'm not one to make big purchases, and my Hilton

card has lots of unused limit I can always move over if needed.

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What exactly is "heavy utilization" for someone with $716,000 (or $614,000) in revolving limits? It sounds like it could startle some lenders.

[805orbust]

Congrats my friend!  Higher, further, faster!!!

[WasteMgmt]

Congrats on the approval! It is kind of weird about the starting limit but it won't matter and you can likely get a CLI in no time.

[babygirl1256]

Congrats on your Amex BCE approval.

[FireMedic1]

Congrats @SouthJamaica Hey if it 1000 or 10000. Still 3%.

[SouthJamaica]

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@wasCB14 wrote:

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@SouthJamaica wrote:

I couldn't resist the 3% cash back for online retail purchases, so I applied for the American Express Blue Cash Everyday Card.

I was approved but got the lowest starting limit I've received in 5 or 6 years, $2000.

My EX FICO 8 is 699, I have a goodly number of inquiries, not many new accounts, and heavy utilization.

As usual with Amex on subsequent cards, there was no HP.

So far it doesn't appear they've decreased the limit on my other Amex personal card, the Hilton Honors card.

The size of the starting limit isn't really important, as I'm not one to make big purchases, and my Hilton

card has lots of unused limit I can always move over if needed.

---

What exactly is "heavy utilization" for someone with $716,000 (or $614,000) in revolving limits? It sounds like it could startle some lenders.

---

38% of the 614k

[Jeffster1]

Congrats on the BCE approval!

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