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Amex BCE

Senior Contributor

Amex BCE

DW took her now squeaky clean Experian report and jumped the garden fence....

 

Experian 08 score 668, utilization 64%.... approved for $2k with zero percent for 12 months and a $100 if she spends $1k bonus.

 

I am so envious!  Smiley Happy


Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
04/01/18 Fico8 scores: EX 637, EQ 630, TU 644 ow!
Message 1 of 13
12 REPLIES
Valued Contributor

Re: Amex BCE

Congratulations to your DW!

Goal Scores 750 Across 3Bs
05/25/18 F8 Scores EQ 753 TU 746 EX 744
Inquiries: 14
Garden Re-Entry 06/02/18
Message 2 of 13
Super Contributor

Re: Amex BCE

Wow, that was a risky move apping with that score and > 60% utilization.  I'm glad it worked out for her, though!  I'd recommend taking that utilization down over the next 61+ days before requesting a 3X CLI to $6k Smiley Happy

Message 3 of 13
Established Contributor

Re: Amex BCE

Congrats on the approval! Smiley Happy
Message 4 of 13
Community Leader
Super Contributor

Re: Amex BCE

Way to go tcbofade for DW Smiley Happy Planting the seed for a great future cli, cant knock anyone for that lol, good thing we have plenty of those new fico reinforced padlocks for the garden fences been meaning to try outSmiley Wink



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 5 of 13
Community Leader
Valued Contributor

Re: Amex BCE

I had to do a double take when I saw your name in the approvals Smiley Very Happy

Congrats to DW! 

AMEX PLATINUM, DELTA PLAT & SPG | PenFed PR | NFCU FS | Discover IT | CAP1 QS & VENTURE | LOWES l NORDSTROM I WAYFAIR I
Message 6 of 13
Community Leader
Super Contributor

Re: Amex BCE

Lol Justa, me 2Smiley Wink



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 7 of 13
Senior Contributor

Re: Amex BCE


Justagirl73 wrote:

I had to do a double take when I saw your name in the approvals Smiley Very Happy

Congrats to DW! 


Me three.  Smiley Happy

 

I am still sitting quietly in the garden behaving myself...trying to keep a lasso on the Mrs tho.... 


Zero percent financing is where the devil lives...
10/01/17 Fico8 scores: EX 660, EQ 647, TU 663
01/01/18 Fico8 scores: EX 655, EQ 661, TU 650
04/01/18 Fico8 scores: EX 637, EQ 630, TU 644 ow!
Message 8 of 13
Valued Contributor

Re: Amex BCE

If you don't see me in the garden this week, that means I joined your DW and got the AMEX BCE as well 🙄.

Goal Scores 750 Across 3Bs
05/25/18 F8 Scores EQ 753 TU 746 EX 744
Inquiries: 14
Garden Re-Entry 06/02/18
Message 9 of 13
Valued Contributor

Re: Amex BCE

Congrats to DW on the Amex approval!! Nice start with them
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 10 of 13