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Hi everybody! I applied last night for the Amex BCP (I've had my Amex Zync for 6 months now) and received the dreaded "Pending further review". It was too late for me to call in so I had to wait until today! I just got off the phone with the CSR and she said I was approved for the BCP with a $2k limit! I'm excited to start using the card and will be shooting for the CLI to $6k after the first 60 days. Thanks everyone for all of the support and motivation!
Age: 20
AAoA: 13 months
Income: $36k
Scores:
10/03/12 Equifax FICO 729
01/16/12 Credit Karma (TU) 744
01/16/12 Credit Sesame (Ex) 731
(Unsure which CRA Amex pulled so I will update with that info along with my FICO score when I receive the approval letter)
Congratulations!
Congrats
That's wonderful news - congratulations!! You are off to a great start at such a young age. Keep up the good work!
Congrats on your new card! But don't get it wrong, it's 61 days, not 60. Or else you will have to wait even longer :/
@CribDuchess wrote:That's wonderful news - congratulations!! You are off to a great start at such a young age. Keep up the good work!
+1. And he has a PenFed credit card! I'm thoroughly impressed!
Haha you're right 61 days, my bad! Well I've got to hand my success to the members and information on this board (except for the penfed, I have my mother to thank for cosigning my very first credit card)!
My current plan is to use the BCP as my primary card for the next two months to hopefully succeed in the 3x CLI to 6k. Once the 6k CL posts, I'm going to apply for my last dream card, CSP.
Should I wait 6 months until this Amex inquiry ages a bit and my scores can recover or would you guys recommend applying right away once the 6k begins posting to the CRA's?
Hi congrats!
i applied for both cards together and got approved for both....our scores are almost identical so I think you should just get it over with....
btw I'm 20 too! A lot of people still don't believe I got the csp and bcp lol