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Amex Blue Cash Everyday almost 3x CLI a day after activation!

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Royalbacon
Frequent Contributor

Amex Blue Cash Everyday almost 3x CLI a day after activation!

So last week October 11 I got approved for a Blue Cash Everyday with a $1200 limit. Had an Amex Everyday I opened back in August 2015 and had a $2000 limit, transferred $1500 of that to my BCE for a total of $2700 (the "donor" card needs to keep at least $500 of it's limit) and closed the Everyday card. In the 14 or so months I had the Everyday I've never been able to get a CLI. Received my BCE yesterday on 10/15/2016 and used it for a few purchases then just now this morning got a CLI to $7000! I didn't feel confident asking for the full 3x and thought maybe if I just asked for slightly less it would magically be approved! And it got approved! Super happy! (I always asked for the full 3x on my Everyday card and it never once got approved, so just an irrational superstition on my part)

 

Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!

Congratulations on the CLI on your new BCE! That's a nice increase on a new card. Smiley Happy

Message 2 of 10
Anonymous
Not applicable

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!



😃<____!!!!NOIIICE!!!!____>😄
Message 3 of 10
Anonymous
Not applicable

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!

Nice! Do you mind sharing your scores?

Message 4 of 10
Anonymous
Not applicable

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!

WooHoo! Look @ you go. Enjoy your new Spending Limit. Don't use it all in one place Smiley Happy.
Message 5 of 10
Anonymous
Not applicable

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!

Congrats !!

Message 6 of 10
Royalbacon
Frequent Contributor

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!

691 Experian score from the hard pull Amex pulled when I got approved for the card. 16 Experian inquiries with 12 of them in the last 6 months, 9% utilization and AAOA about 4 months.
Chapter 7 Bankruptcy Filed-September 2020 Discharged-December 2020
Kohl's Credit Card $3000 Limit (Opened October 2016) Survived Bankruptcy for whatever reason
Closed Capital One Venture One $3000 Limit (Opened December 2020, Closed by me September 2022 since I wanted the SavorOne and couldn't product change to it)
Capital One Auto Loan (Opened March 2021)
Capital One Cabela's $5000 Limit (Opened December 2021)
America First Credit Union Visa $1000 Limit (Opened December 2021)
Capital One SavorOne $5000 Limit (Opened September 2022)
Sam's Club Mastercard Synchrony Bank $2500 Limit (Opened March 30 2023) (Burned Synchrony in my CH7 BK, One card with a $745 balance)
Idaho Central Credit Union ICCU Visa $10,000 Limit (Opened April 2023)
Message 7 of 10
Anonymous
Not applicable

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!

Congrats! 

Message 8 of 10
AverageJoesCredit
Legendary Contributor

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!

Very nice!. Glad to see you have a more usable card. ENJOYSmiley Happy
Message 9 of 10
pizza1
Community Leader
Super Contributor

Re: Amex Blue Cash Everyday almost 3x CLI a day after activation!

Very nice approval! much congrats to you! They are on my want list for 2018Smiley Happy
Message 10 of 10
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