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I was approved for the Amex Blue Cash card with CL $4,000 around two months ago. Nothing showed up on my credit report (I checked Credit Karma and my Fico score through the Discover card site) for the first month, and then around 2 weeks ago a hard inquiry showed up on my Fico score on the discover card site. Neither site has changed my number of accounts open or has increased my total credit limit. Has anyone else ever had this before? How can I get my Amex card to show up on my credit report?
For reference, I've only used the card once so far right when I got it I put a $1,500 charge on and paid back the same day and have already received my cash bonus of $150 from Amex.
@Anonymous wrote:I was approved for the Amex Blue Cash card with CL $4,000 around two months ago. Nothing showed up on my credit report (I checked Credit Karma and my Fico score through the Discover card site) for the first month, and then around 2 weeks ago a hard inquiry showed up on my Fico score on the discover card site. Neither site has changed my number of accounts open or has increased my total credit limit. Has anyone else ever had this before? How can I get my Amex card to show up on my credit report?
For reference, I've only used the card once so far right when I got it I put a $1,500 charge on and paid back the same day and have already received my cash bonus of $150 from Amex.
If I remember correctly, mine showed up around the time that my second statement cut.
Mine recently took about 5 days after second statement. They are slow to initially report.
That's incredible finance24!!! Congrats on your Amex Blue Cash Everday Approval!! Always remember that Credit Karma, and most of these other Credit Reporting Sites are 3rd party sites, so they are almost always reporting everything 30 days behind the real 3 Major Reporting Agencies, EQ, TU, & EX. They don't operate on real time, so for the most part they will always have a delay with reporting the updated data and accounts on your Credit Reports!
@Anonymous wrote:Mine recently took about 5 days after second statement. They are slow to initially report.
Very handy if you want to app for something else before they see your new account, not so handy if you want that CL to add to your available credit/lower utilization. I got my BCE in late April, and I'm in the first category.
Congrats on your approval for the card.
That's awesome.