That is an excellent starting credit line on $35,000 stated income. I stated $240,000 income and was given $24,000 limit, so $8,800 is very nice and will grow some.
I love this card. 6% groceries and streaming. 3% gas stations. I use this card, Discover for 5% 4th quarter Amazon, Costco Visa, and my Chase Freedom Unlimited for everything personal.
Take the money and run!
Signature as of 2/01/21. Clean file. MYFICO 3B. I live in Green Bay, Wisconsin for those tracking what credit bureau is pulled by location.
FICO 8 EQ=797 TU=801 EX=783
FICO 9 EQ=814 TU=814 EX=806
MORTGAGE SCORES EQ=786 TU=773 EX=767
AAoA=4Y0M AoOA=10Y11M AoYA=5M
VANTAGE SCORES EQ=825 TU=813 EX=808
BUSINESS CREDIT SCORES. Formed LLC 6/1/18.
EXPERIAN BUSINESS CREDIT SCORE=77 EXPERIAN FINANCIAL STABILITY RISK RATING=1 SMALL BUSINESS SCORE SERVICE SCORE=210
HARD PULLS last 6 months EQ=1 TU=1 EX=1 ONE new account reporting.
HARD PULLS last 12 months EQ=2 TU=3 EX=5 ONE new account reporting.
HARD PULLS last 24 months EQ=3 TU=5 EX=6 TWO new accounts reporting.
INCOME=$365k as of 05/01/20 for income stated on applications. DTI=2.5% Business sales 200k monthly.
MAIN BUSINESS and PERSONAL BANKING=CHASE
MORTGAGE=None
INSTALLMENT LOAN. Vehicle loan opened 08/18. Zero down. 45K at 0% for 60 months LINCOLN FINANCE.
PERSONAL ACCOUNTS/OPEN DATE
DISCOVER=34k 10/17 CITI BEST BUY VISA=4k 11/17 CAP1 GMC MC=4K 12/17 CITI COSTCO VISA=14.5k 06/18 US BANK CASH+=7k 06/18 PENFED PLATINUM REWARDS=10k 07/18 CHASE FREEDOM=10k 07/19 CHASE SAPPHIRE RESERVE=14.1k 09/20
BUSINESS ACCOUNTS/OPEN DATE
CHASE INK CASH=10k 07/18 AMEX MARRIOT BONVOY=10k 02/19 CHASE INK UNLIMITED=10k 09/19 US BANK BUSINESS CASH=29k 10/19 WELLS FARGO BUSINESS PLATINUM=20k 11/19 AMEX LOWES BUSINESS=15k 11/19 AMEX BLUE BUSINESS PLUS=22.5k 02/20 CHASE INK PREFERRED=50k 07/20 AMEX BUSINESS GOLD=NPSL 09/20
/2016_-_Q1_Year_To_Shine/logo.png "PenFed CLOC | $500 | January 2019"){kind=logo}
