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Amex Blue Cash Preferred Approval

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Frequent Contributor

Amex Blue Cash Preferred Approval

Only $1000 but I'm not complaining.

Message 1 of 10
9 REPLIES 9
Moderator Emeritus

Re: Amex Blue Cash Preferred Approval


@Awashi17 wrote:

Only $1000 but I'm not complaining.


Congrats on approval!  And that $1K could very quickly turn into $3K.   For the record, my BCE started at $1500, and now it's a $34K Cash Magnet.  



Start: 619 (TU08, 9/2013) | Current: 847 (TU08, 4/25/19)
BofA BBR #1 $43900 | AMEX Cash Magnet $39000 | Discover IT $39000 | Uber VS $37000 | BoA BBR #2 $31100 | cashRewards VS $25000 | Sam's Club MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $25000 | Cap 1 QS WMC $17250 | Cash+ VS #2 $15500 | JCP $15000 | Cash+ VS #1 $13500 | Citi DC $12600 | Freedom VS $12000 | Target MC $11000 | Amazon VS $10000 | Marvel MC $10000 | Disney VS $8800 | Blispay $7500 | Sony Card $4250 | ~~Gardening Since 4/1/18
Message 2 of 10
Community Leader
Senior Contributor

Re: Amex Blue Cash Preferred Approval

Congrats on the BCP. Do you have any data points to share?


FICO 8 Scores (4/21/19) | Equifax: 774 | TransUnion: 742 | Experian: 750 | Goal: CSR. I'll get you my pretty!
Gardening Since: 4/8/18 | Want cool stuff in your siggy? Visit http://mfgarden.club for more details.
Message 3 of 10
Valued Contributor

Re: Amex Blue Cash Preferred Approval

Congrats on the approval! It's a start and as Sunrise said, it may be a bit low but as time goes, it can grow!


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 4 of 10
Frequent Contributor

Re: Amex Blue Cash Preferred Approval

No baddies. 9% utilization 680-695 across the board

Message 5 of 10
Regular Contributor

Re: Amex Blue Cash Preferred Approval

congrats


Message 6 of 10
Community Leader
Senior Contributor

Re: Amex Blue Cash Preferred Approval

Congrats on your approval! 

AMEX Platinum, Gold, Reserve & SPG | PenFed PR VS | NFCU FS VS | Discover IT | Citibank DC WEMC l Capital One Venture VS | Nordstrom VS l Banana Republic LUXE V I Lowes I Macys I Wayfair I
Message 7 of 10
Valued Contributor

Re: Amex Blue Cash Preferred Approval

Congrats!
                               

Total Credit: $240,100Credit Utilization: 1%AAoA: 5 years, 7 monthsInstallments: Car Lease, Marcus LoanNegatives: 0

LOWES-35k | BOA-32.5k | AMEX-30k | DISC-27.1k | ALLIANT-25k | NFCU-25k | BARC-15k | BBUY-12k | CHASE-10k | WAL-10k | CITI-9.7k | PENFED-9.7k


Message 8 of 10
Valued Contributor

Re: Amex Blue Cash Preferred Approval


@SunriseEarth wrote:

@Awashi17 wrote:

Only $1000 but I'm not complaining.


Congrats on approval!  And that $1K could very quickly turn into $3K.   For the record, my BCE started at $1500, and now it's a $34K Cash Magnet.  


+1...yes it will grow...Smiley Happy

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Pier 1(22k) Amex BCP(18k) Overstock (19.6K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.4k)Venture WMC (10.25k) Amex Everyday (10k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(9.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (4.5k✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until Aug 2020

FICO 8 Scores EX 703(10) EQ 711(9)TU 708(10)
AAOA 3.8yrs TCL=329,100
Message 9 of 10
Community Leader
Super Contributor

Re: Amex Blue Cash Preferred Approval

Congratulations on your approval! As others have stated it can grow pretty quickly with some patience.

FICO 08 Scores (Mar-19): TU 808, EQ 795, EX 787

Message 10 of 10