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Amex Bluecash Everyday (sm) Approval (Limited Credit History)

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Anonymous
Not applicable

Amex Bluecash Everyday (sm) Approval (Limited Credit History)

Today i was approved for the bluecash everyday amex against all odds. My credit age is less then 6 months old only containing a cap1 platinum card with a 300$ SL that i opened about 5 months ago (my first card). I also have like 20 hard inquiries in the last 12 months from application sprees earlier in the year. I didn't receive the intro apr on the bluecash but they did give me a rather generous SL of 2000$ which came as a shock considering i barely have a credit history and my income is less then 20k. Either way i am really happy!
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Amex Bluecash Everyday (sm) Approval (Limited Credit History)

Congrats! AEMX does like thin files after all. Smiley Wink

Message 2 of 9
Anonymous
Not applicable

Re: Amex Bluecash Everyday (sm) Approval (Limited Credit History)

Congrats on the approval!Smiley Very Happy

Message 3 of 9
Cred4All
Valued Contributor

Re: Amex Bluecash Everyday (sm) Approval (Limited Credit History)

Heck of a great card right out of the gate, congrats!


Message 4 of 9
xaximus
Valued Contributor

Re: Amex Bluecash Everyday (sm) Approval (Limited Credit History)

Congrats on the approval! Keep up the good work and remember 3x CLI!



Scores - All bureaus 770 +
TCL - Est. $410K
Message 5 of 9
19eighty5
Senior Contributor

Re: Amex Bluecash Everyday (sm) Approval (Limited Credit History)

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 9
Anonymous
Not applicable

Re: Amex Bluecash Everyday (sm) Approval (Limited Credit History)

I think that might be tempting fate. Cap1 wouldn't even give me a CLI above my 300$ SL and denied me when I later applied for their secured card too. Guess it can't hurt to give it a shot tho lol.
Message 7 of 9
Pikaboo-icu
Valued Contributor

Re: Amex Bluecash Everyday (sm) Approval (Limited Credit History)

Welcome to My Fico! Welcome.gif

 

Congrats! That's a great card to have. On the 3X cli, when you ask, all they can say is no or offer you a lessor amount.

It wont hurt your account in any way and you might be pleasantly surprised. IIRC you request it on day 91/after 3 statements. If possible USE that card a lot and PIF. 

 

CHEERS

  


Message 8 of 9
AverageJoesCredit
Legendary Contributor

Re: Amex Bluecash Everyday (sm) Approval (Limited Credit History)

Way 2 Amex itSmiley Happy
Message 9 of 9
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