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Amex CLI to $55k w/o IV

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AverageJoesCredit
Legendary Contributor

Re: Amex CLI to $55k w/o IV

Congrats Brutal on the double nickelSmiley Happy
Message 11 of 46
marmaladepie
Regular Contributor

Re: Amex CLI to $55k w/o IV

Congrats. That’s awesome.
May I ask how much spend you put on the this particular card?

DH has 2 Amex revolvers and the platinum.
The platinum is 11yrs old and prob puts 20-30k spend on it a year.
The other two revolvers are
38k limit (about 35k annual spend) 1.5yr old
35k limit ( about 17k annual spend) 1yr old.
Tried to get the 35k card to 38k limit but IV verification was requested.
Ficos in low 800 and 330k annual salary.

Message 12 of 46
Anonymous
Not applicable

Re: Amex CLI to $55k w/o IV

Excellent!! Congrats on the increase!!

Message 13 of 46
Anonymous
Not applicable

Re: Amex CLI to $55k w/o IV


@NRB525 wrote:

My patience is not there, however so I might be asking for a much larger increase in July, and expect the IV. Smiley Happy

Understood.  It's all category spend/card specific I suppose.  Since my spend is minimal, a large limit really is nothing more than fluff on this account.  For me, the BCE is nothing more than a 3% grocery card that typically gets rendered obsolete for half the year if Discover and Freedom offer a 5% grocery category on quarter apiece.  I don't care about the 2% gas on the BCE, as I'd rather put the spend on my Citi DC where the rewards can be redeemed far quicker.    

Message 14 of 46
Anonymous
Not applicable

Re: Amex CLI to $55k w/o IV


@marmaladepie wrote:

May I ask how much spend you put on the this particular card?


Very minimal.  For the past 6 months since my last $5k CLI the card has only seen an $1107 total spend.  That's down from ~$1450 or so (exact number in the thread linked in Post 1) the previous 6 months.  $1107 total spend over 6 months averages out to $184.50/mo, or between one-quarter and one-half of 1% of my limit.

 

Bottom line is that spend clearly doesn't matter much if at all to Amex when it comes to CLIs IMO.

Message 15 of 46
Anonymous
Not applicable

Re: Amex CLI to $55k w/o IV

Congratulations! You inspired me to give AmEx a try. Not in your neighborhood, yet.

Message 16 of 46
Anonymous
Not applicable

Re: Amex CLI to $55k w/o IV


@Anonymous wrote:

Congratulations! You inspired me to give AmEx a try. Not in your neighborhood, yet.


A try in terms of an application, or a try in terms of a CLI request on an existing account?

Message 17 of 46
LittleSal
Frequent Contributor

Re: Amex CLI to $55k w/o IV

Congrats on the awesome new limit!!!

Do you have any other AMEX cards?
Message 18 of 46
Anonymous
Not applicable

Re: Amex CLI to $55k w/o IV


@LittleSal wrote:

Do you have any other AMEX cards?

Nope, just this one.  I have no intentions of picking up another, as their products really don't appeal to me... so I'm just going to continue to go for $5k/6mo increases just to see how high they'll go.

 

While perhaps implied, it's also worth clarifying that not only is this my only Amex account currently, but my only one ever; I have no prior history with Amex before acquiring this card 2.5 years ago.

Message 19 of 46
LittleSal
Frequent Contributor

Re: Amex CLI to $55k w/o IV

Nice. Can’t wait to see how high you get it!
Message 20 of 46
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