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Amex CLI

SSPA87
Regular Contributor

Amex CLI

Today was day 62 for my Amex BCE. SL was $2K. Have a balance of just over $1k on it right now. Tried for 3x CLI, was offered 2x, and I accepted! So my new CL is $4k for that card! My highest limit! Woohoo!!! This made me happy after being denied for Blispay earlier this week. 

Starting Scores: EQ (MyFico): 561 TU (MyFico): 579 - 2/15/13
Rebuilding Scores: EQ (MyFico): 597 (6/11/13) TU (MyFico): 606 (6/12/13)
Current Scores: EQ : 665 TU : 649 EX : 704

Cards: SDFCU $250 | Cap1 Secured $750 | Victorias Secret $500 | Amex BCE $4k | Chase FU $2k | Cap1 QS $1k | PenFed Promise $3.5k | Wayfair $1k | Care Credit $1k
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Amex CLI

Nice job with the CLI!

 

One thing I'd recommend going forward... if you PIF or at least significantly pay down your utilization it would likely help you with the amount of your CLIs.

 

50% utilization is likely the reason they doubled your limit instead of tripling it.  Regardless it's a significant improvement, just something to think about going forward.

Message 2 of 4
SSPA87
Regular Contributor

Re: Amex CLI


@Anonymous wrote:

Nice job with the CLI!

 

One thing I'd recommend going forward... if you PIF or at least significantly pay down your utilization it would likely help you with the amount of your CLIs.

 

50% utilization is likely the reason they doubled your limit instead of tripling it.  Regardless it's a significant improvement, just something to think about going forward.


Thanks! I will definitelt do that before my next request! That was my original goal, but unfortunately an unexpected vet bill cropped up that will take me a few weeks to pay down. I figure 2x is good for now and will get my refocused for 6 months down the road to try for another! I certainly don't need $6k on one card right now, but was worth a shot! 

Starting Scores: EQ (MyFico): 561 TU (MyFico): 579 - 2/15/13
Rebuilding Scores: EQ (MyFico): 597 (6/11/13) TU (MyFico): 606 (6/12/13)
Current Scores: EQ : 665 TU : 649 EX : 704

Cards: SDFCU $250 | Cap1 Secured $750 | Victorias Secret $500 | Amex BCE $4k | Chase FU $2k | Cap1 QS $1k | PenFed Promise $3.5k | Wayfair $1k | Care Credit $1k
Message 3 of 4
RonM21
Valued Contributor

Re: Amex CLI

Congrats on the 2k increase!
                

Total CL: $314.7kUTL: 2%AAoA: 6.8yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | DISC-40.6k | PENFED-38.4k | AMEX-37k | LOWES-35k | ALLIANT-25k | BARCLAYS-15k | CITI-13.7k | CHASE-10k

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