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Amex CLI

Myrwyn
Frequent Contributor

Amex CLI

Today was my 61st day with Amex - CL was 19.8k to start so I asked for increase to 30k - instant approval!   I didnt try for anything higher to avoid IV or any tax form stuff. 

 

Data points - have $2100 balance right now (BT for 0%) - put about $4k total through since Jan.  Income 120k (actually higher adding in bonuses but since those arent a given I dont usually include).   Current scores in siggy.  I have about 6-8 INQ on each CR - most from car shopping Aug '15, the rest are for cards I got Jan/Feb this yr including NFCU app, card and CLOC.  AAoA - with new ones, dropped to 8yrs6mos.

 

With help from this forum, I have tripled my available credit in 2 short months - thanks everyone!  Been gardening for a month - I am hoping to get into the 800's.  Smiley LOL

 

 amex.MHT


6/5/18 EQ-775, TU-778, EX-771
Last HP - 2/27/18 - Gardening as long as possible
Message 1 of 7
6 REPLIES 6
fullstackdev
Frequent Contributor

Re: Amex CLI

Congrats on your CLI! That's a great limit. Which card do you have?
Mar 2017: EQ 733 80 INQ | TU 768 42 INQ | EX 755 80 INQ || AMEX PRG | AMEX BGR | USAA Rewards VS $17K | USAA NAMF AMEX $15K | SECU Visa $10K | Cap1 V1 (AU) $45.75K | AMEX BCE (AU) $10K | Marvel MC $25K | Walmart MC $10K | Freedom $12.2K | USAA Cash Rewards VS $18K | Walmart SC $25K | PENFED CR $9K | AMEX EDP $24K | Banana Republic SC $10K | MECU $10K | Amazon SC $25K | Barclays Apple Rewards $10K | J. Crew $13.6K | Cap1 PlayStation $3K | Cap1 QS1 $2.6K | Business: AMEX Green NPSL | AMEX SimplyCash $2K | AMEX Blue for Business $3K | Cap1 Spark Visa $7.5K | Amazon Rev. $2.5K | Amazon PIF (No PG) $1K | Walmart (No PG) $2.5K | Chase Marriott Business $30K | Chase Ink $14K
Message 2 of 7
Myrwyn
Frequent Contributor

Re: Amex CLI

Thank you - I have the EDP.  Just got my 30k point sign up bonus as well so great week with Amex!


6/5/18 EQ-775, TU-778, EX-771
Last HP - 2/27/18 - Gardening as long as possible
Message 3 of 7
jbhems503
New Contributor

Re: Amex CLI

Congrats! They started my BCP off at 2K, but I believe that may also be because my other highest limit card (that's not AU) is only at 2K. Hopefully mine will grow in time. 30K AMEX CL is definitely a milestone!

myFICO Equifax: --> 645
myFICO Experian: --> 684
MyFICO TransUnion: --> 645
--- Back in the garden until Mid 700's. Next on the list is the CSR. ---
Care Credit - $12.9K (AU). Best Buy - $4K (AU - It reports, that's all that matters! (: ). AMEX Premier Rewards Gold. AMEX Blue Cash Preferred - $2K. Citi COSTCO - 2K. Barclay Rewards - $1.5k. Chase Freedom - $1,000.
Message 4 of 7
kidink1911
Established Contributor

Re: Amex CLI

Congratulations!!

 

AMEX Platinum- NPSL // AMEX Gold- NPSL // AMEX Delta Platinum- $5,000 // Discover IT Chrome- $1,000 // Capital One Venture- $3,550 // AMEX Blue Cash Preferred- $1,000 // Venmo Credit Card- $500 // Capital One Spark- $500 // NFCU nRewards- $250
Starting Transunion Score: 548
Current Transunion Score: 642
Goal Transunion Score: 775


Take the myFICO Fitness ChallengeStarting Experian Score: 588
Current Experian Score: 611
Goal Experian Score: 775


Take the myFICO Fitness ChallengeStarting Equifax Score: 554
Current Equifax Score: 624
Goal Equifax Score: 775


Take the myFICO Fitness Challenge
Message 5 of 7
Random_idiot
Established Contributor

Re: Amex CLI

First off, congrats OP.

 

Second, Austinguy, I know youre gonna read this.. So what amount does AMeX ask for the tax stuff? 


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 6 of 7
Myrwyn
Frequent Contributor

Re: Amex CLI

Thanks and while I am not Austinguy, Smiley Wink but I believe its $34.5k ish..


6/5/18 EQ-775, TU-778, EX-771
Last HP - 2/27/18 - Gardening as long as possible
Message 7 of 7
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