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Amex Cash Magnet 15K SL approval, Previously Blacklisted

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Senior Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted

So the bk was still on your reports when you applied?

American Express: Platinum Charge, Optima, Business Gold
Barclays: Arrival+ WEMC
Capital One: Savor WMC, Venture VS
Chase: Freedom U VS, CSR VI
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity VS
Credit Union: Rewards Visa
FICO 08: (9.3.19) EX: 824 / EQ: 834 / TU: 832
Message 11 of 21
Regular Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted

Yes my BK still shows on the reports.

Message 12 of 21
Established Member

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted

 My brother was on Amex blacklist.

I tried to add him as an AU, but he was declined on my Amex personal cards, and approved on my Amex business cards.

I will pass this info to him  since his score is now in the 700s, and the incident was more than 7 years ago.

Thanks for the info and congratulations!!

Starting Score: 10/21/2016 Score 8: EQ 663 TU 670 EX 670
Current Score: 9/20/2018 Score 8: EQ 759 TU 764 EX 768
Current Score: 9/20/2018 Score 9: EQ 762 TU 803 EX 797
Mortgage Score: 9/20/2018: EQ 715 TU 737 EX 757

Message 13 of 21
Regular Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted

Congrats. Great sl you got there. Smiley Happy

Message 14 of 21
Established Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted

CONGRATS!!!

 

Glad you're back in with Amex.

 



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Message 15 of 21
Frequent Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted

Congrats - very nice!



Current Scores Jul 2019 – FICO 8
Message 16 of 21
Regular Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted

Congrats......... you're backkkkk.

 



Message 17 of 21
Valued Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted

Congrats on that massive Amex BL graduation and approval! Awesome SL too!
By the way I’m assuming Amex CO’d your acct prior to your BK. Was it sometime in 2008 if you could still remember?
I’m trying to put pieces together as the prevailing DP of the Minimum 10 YR BL if Amex burned for $5K or less.
BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 4 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 2/12 & 4/24
Message 18 of 21
Regular Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted


@JR_TX wrote:
Congrats on that massive Amex BL graduation and approval! Awesome SL too!
By the way I’m assuming Amex CO’d your acct prior to your BK. Was it sometime in 2008 if you could still remember?
I’m trying to put pieces together as the prevailing DP of the Minimum 10 YR BL if Amex burned for $5K or less.

Why yes it was CO'd in 2008 and it was for sum of around 5-6k if i recall.   i was honestly shocked that they approved me for another card so soon.  i've read many posts saying they've been waiting 20+ years and still not able to get back in with Amex.  

Message 19 of 21
Valued Contributor

Re: Amex Cash Magnet 15K SL approval, Previously Blacklisted


@Murph2k wrote:

@JR_TX wrote:
Congrats on that massive Amex BL graduation and approval! Awesome SL too!
By the way I’m assuming Amex CO’d your acct prior to your BK. Was it sometime in 2008 if you could still remember?
I’m trying to put pieces together as the prevailing DP of the Minimum 10 YR BL if Amex burned for $5K or less.

Why yes it was CO'd in 2008 and it was for sum of around 5-6k if i recall.   i was honestly shocked that they approved me for another card so soon.  i've read many posts saying they've been waiting 20+ years and still not able to get back in with Amex.  


Hey thanks for that info! 

I’ve actually done a lot of Amex BL reading for years now and one DP that stands out on all those that got back in with them on or just about past the 10 Yr mark is that they only burned Amex for around $5K or less (Didn’t pay back a penny). 

Amex also CO’d my acct in 2008 and I IIB’d them in 2011. Not expecting to get back in with them in this life as I burned them quite heavily!

BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 4 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 1/6 ; 2/12 & 4/24
Message 20 of 21
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