Hi everyone!
I haven't applied for any credit cards in a year. I've been paying down and creating (small) manageable debt lol. Still haven't accomplished AZEO but will soon.
I've been eyeing the Amex Cash Magnet since it came out and had prequal but wasn't ready to go for it yet.
Recently I haven't had a solid apr in the pre-quals. I decided "now or never." Since I'm already an Amex cardholder they only asked for annual income. I closed my eyes and pulled the trigger....
BOOM!! $10,000!!! Coming from Amex, this is INCREDIBLE!! My Amex ED was $1K when I got it 1 yr and 7 months ago!!
I'm on my cell phone, and can't load the screenshot, but I'll try in the near future.
•EX score: 718
•11/19 scores: TU 713 - EX 703 - EQ 693
•16-18 Inq's (credit cards, mortgage, car, apt rental)
•AAOA 6 yrs 2 months
•Too many student loans
I'm interested in the Citi Double Cash but not getting a pre-qual. I want to cold app and head back to the garden. Hmm...anyone wanna give me a nudge
lol!
Happy holidays!
**PERSISTENCE & PATIENCE** NFCU Amex $25K || NFCU GoRewards $24K || Citi $20k || Macy's $20K || Amex Cash Magnet $1.4k || CO QuickSilver $11,750 || Wells Fargo $9,500 || PayPal MC $8K || Amex ED $5,500 || USAA Pref. Cash Rewards $7.5K || Victoria’s Secret $5k || Discover IT $11.9k || Chase $12.5k || HFCU Plat. CC $2K || PenFed $500
*OVERALL CREDIT CARD LIMITS: $163,150*
NLOC $6K
US Alliance LOC $2K
Student Loans: $40k+
FICO 8 - 4/25/17: EQ 648 - EX 654 - TU 632
FICO 8 - 8/27/18: EQ 684 - EX 696 - TU 713
FICO8 1/14/22: EX 713 - EQ 703 -TU 723
FICO 8 4/7/23: EX 713 - EQ 715 -TU 729
FICO 8 4/30/23: EX 733