Re: Amex Cash Magnet and Amex Everyday Approved! - myFICO® Forums - 5409440

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I started building my credit a little over a year ago after years of not owning credit cards. I was prequalified on the website for both cards with solid 18.99% APR. I applied for Cash Magnet first and received a $9k SL! It's way higher limit than any card I own and I was so surprised. I went back and applied for Everyday card and received 2k SL which was a bit disappointing compared to 9k but I am so thrilled that both got approved!

AAoA: 1 year, 3 months

TU: 732

EX: 742

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10 REPLIES 10

Congrats on the approvals and good luck on your rebuild!

Gardening Since Mar 2020

Total Credit: $107,000

Utilization: 1%

AAoA: 2yrs, 4mths

AoOA: 3yrs, 1mth

AoYA: 1yrs, 10mths

Baddies: 0

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Congrats!

Freedom Unltd|$6.6K

Freedom Flex|$9.6K

Simplicity|$30K

USAA Rate Adv|$15K

NFCU GoRewards|$24K

NFCU MoreRewards|$24K

USocks Cash+|$10K

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Congratulations on your Amex approvals, have both of them myself, way to go

Amex - Blue Cash Preferred 18.2k

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congrats

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Congrats - I’m looking at one or both of those for my next apps sometime around the beginning of summer. Great getting two approvals side by side

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Congratulations on your approvals!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

AMEX Delta SkyMiles Reserve | $2,800 | February 2019

AMEX Marriott Bonvoy Brilliant | $3,100 | August 2019

BOA BankAmericard AU | $4,500 | May 2004

Citi CostCo Anywhere Visa | $4,780 | March 2020

Citi Macy's Star Rewards | $11,100 | September 2021

Comenity Overstock | $7,100 | August 2018

Goldman Sachs Apple Card | $6,000 | March 2020

NFCU Flagship | $10,500 | August 2018

Synchrony CareCredit | $12,000 | October 2018

Synchrony Lowe's Advantage | $5,000 | March 2020

Audi e-tron - Audi Financial | $85K/72mo/3.24% | March 2022

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Congrats. That's awesome!

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Congrats on your approvals! Keep in mind, with Amex, you can get 3x after 3 months and then 3x every 6 months.

Scores - All bureaus 770 +
TCL - Est. $410K

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Congrats on both approvals !!!!

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