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@jacetx wrote:Logged in an had a pre-approval for the card. Application only asked for income and received an instant approval. $25k SL with 15 month 0%. Over 20 inqs, 5+ new accounts, AAoA ~2 years, 6% util.
Congrats! Fantastic starting limit!
I'm gardening for the next 12 months because I really want this card and a BIG starting limit!! LOL!
I have the same offer but I have not applied! AMEX show my Experian at 696 last updated on 7/14. I just got a FICO alert that my score dropped 32 points because my AMEX balance reported as zero. I now realize I need to let a balance report so I will ensure next month a balance reports and I know I will recover some if not all points.
My question is did they do a HP or did they use the score they recently pulled! I currently have a Delta Gold $1000.
I am just now trying to rebuild my credit, with TU 694, EF 661, EX 669, so I have only one credit card for a few years, and have applied for two this weekend. Amex Magnet was the only one that appeared when I went to the Amex prequalify page, so I applied and was approved with a 2k limit. I also applied for the discover IT card and was approved for 8k limit.