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Amex Cash Magnet

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Super Contributor

Amex Cash Magnet

Well I got the $200 SUB to pop so I went for it. Instant approval for $1K. I officially broke $60K total credit limits so I’m fine with it.

I had been getting the “up to $2000” verbiage but apparently I’m still too risky for them to give me that kind of limit 😂


01/2019:
03/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 1 of 55
54 REPLIES 54
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Valued Contributor

Re: Amex Cash Magnet

Congrats on the CM approval.  I received the same SL.  Those lower SL's make it harder to coast to that SUB.  It's like they want us to get a workout or something. 




UNpopular opinions have served me well and will offer that which has worked for me.
Message 2 of 55
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Super Contributor

Re: Amex Cash Magnet


@Hasselfree wrote:

Congrats on the CM approval.  I received the same SL.  Those lower SL's make it harder to coast to that SUB.  It's like they want us to get a workout or something. 


Thanks!

 

Yeah it’s a bit annoying that they gave me such a low limit but I can work around it. I’ll just move my utilities and groceries to the card. I’ll have it organically spent in 2 1/2 months. 

The thing that’s obnoxious is that they want to see use but then they give me such a low limit. They hit me with a $1K limit last March too and I turned around and canceled it when Disco gave me a $7500 approval minutes later. I won’t cancel it this time but I don’t know how much they expect to gain from my spending habits with a limit I can’t do anything with. 



01/2019:
03/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 3 of 55
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Frequent Contributor

Re: Amex Cash Magnet

Congrats.  If you do 3x CLI when you get the card, you will likely get it.  You don't have to wait 61 days but ymmv.

Message 4 of 55
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Super Contributor

Re: Amex Cash Magnet


@FicoGuy2019 wrote:

Congrats.  If you do 3x CLI when you get the card, you will likely get it.  You don't have to wait 61 days but ymmv.


I’ll try that. I mean if they say no I’ll just wait 6 months before I ask them again. It’s not a high priority for me but now I have my in with Amex. 



01/2019:
03/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 5 of 55
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Senior Contributor

Re: Amex Cash Magnet

Congrats on getting back in with Amex!









Message 6 of 55
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Super Contributor

Re: Amex Cash Magnet

Thanks @macinjosh! Smiley Happy



01/2019:
03/2020:

Closed: CareCredit $10K, B&H Payboo $7500
Hover over my cards to see my limits!
Goal cards: Cash+, Freedom.
Message 7 of 55
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Community Leader
Senior Contributor

Re: Amex Cash Magnet

Congrats! 3k here we come. 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 6.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 8 of 55
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Established Contributor

Re: Amex Cash Magnet

Congrats on the Cash Magnet!! How much do you have to spend for the SUB?




Message 9 of 55
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Established Contributor

Re: Amex Cash Magnet

Congratulations on the AMEX approval!
Fico Scores as of March 2020 TU (739) EX (748) EQ (776)



Message 10 of 55
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