Amex Cash Magnet

[Anonymous]

Well I got the $200 SUB to pop so I went for it. Instant approval for $1K. I officially broke $60K total credit limits so I’m fine with it.

I had been getting the “up to $2000” verbiage but apparently I’m still too risky for them to give me that kind of limit 😂

[Anonymous]

Congrats on the CM approval.  I received the same SL.  Those lower SL's make it harder to coast to that SUB.  It's like they want us to get a workout or something. 

[Anonymous]

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@Anonymous wrote:

Congrats on the CM approval.  I received the same SL.  Those lower SL's make it harder to coast to that SUB.  It's like they want us to get a workout or something. 

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Thanks!

Yeah it’s a bit annoying that they gave me such a low limit but I can work around it. I’ll just move my utilities and groceries to the card. I’ll have it organically spent in 2 1/2 months. 

The thing that’s obnoxious is that they want to see use but then they give me such a low limit. They hit me with a $1K limit last March too and I turned around and canceled it when Disco gave me a $7500 approval minutes later. I won’t cancel it this time but I don’t know how much they expect to gain from my spending habits with a limit I can’t do anything with. 

[FicoGuy2019]

Congrats.  If you do 3x CLI when you get the card, you will likely get it.  You don't have to wait 61 days but ymmv.

[Anonymous]

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@FicoGuy2019 wrote:

Congrats.  If you do 3x CLI when you get the card, you will likely get it.  You don't have to wait 61 days but ymmv.

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I’ll try that. I mean if they say no I’ll just wait 6 months before I ask them again. It’s not a high priority for me but now I have my in with Amex. 

[macinjosh]

Congrats on getting back in with Amex!

[Anonymous]

Thanks @macinjosh!

[pinkandgrey]

Congrats! 3k here we come. 

[KLEXH25]

Congrats on the Cash Magnet!! How much do you have to spend for the SUB?

[Anonymous]

Congratulations on the AMEX approval!