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Amex Delta Gold Approval

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Anonymous
Not applicable

Amex Delta Gold Approval

My first Amex.  Denied twice before. Once in Oct 2017 and again in Oct 2018. I'm sure in 2017 it was because of a  thin file and a cpl of new cards. The second was for 30% util and new accounts- 4 in six months with a low AAOA.  Both denials my Ficos were just above 700. My new accounts aged to 6 months and my util fell to 24% and my Ficos were 710-715 with a AAOA just hitting 11 months.  So, finally approved. I had been trying for the Gold charge card but i did the prequal on Amex and only the Delta showed up. I might have been able to get the Gold charge but just apped the Delta to get my foot in.. I'll do my spend and get the 50k miles and then in a few months see if i can get the newly revamped Gold business charge as it's the best for fuel at 4x. I'm a trucker so i can easily rack up 50k+ MRs a year. I spend over $4,000 a month in diesel and the truck stops i fuel at just started taking Amex.They HP'd Experian with a 710. AOOA 2y8m.. 10 Inqs on Exp....  SL $1,000.  Happy New Years!

Message 1 of 17
16 REPLIES 16
Brian_Earl_Spilner
Credit Mentor

Re: Amex Delta Gold Approval

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Message 2 of 17
AverageJoesCredit
Legendary Contributor

Re: Amex Delta Gold Approval

CongratsSmiley Happy looks like you are on the road to success with AmexSmiley Wink
Message 3 of 17
Cred4All
Valued Contributor

Re: Amex Delta Gold Approval

Congrats on the approval, stay safe on the roads out there!


Message 4 of 17
SouthJamaica
Mega Contributor

Re: Amex Delta Gold Approval

Congratulations. Enjoy the card.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 701 TU 704 EX 685

Message 5 of 17
19eighty5
Senior Contributor

Re: Amex Delta Gold Approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 6 of 17
Anonymous
Not applicable

Re: Amex Delta Gold Approval

Congrats on your approval!!

Message 7 of 17
Priory_Man
Valued Contributor

Re: Amex Delta Gold Approval

Congrats and welcome to the Amex family.






"Total revolving credit $286,000 Current UTIL >1%"
Message 8 of 17
Anonymous
Not applicable

Re: Amex Delta Gold Approval

Congrats on your new Amex Delta Gold approval! Smiley Very Happy

Message 9 of 17
Anonymous
Not applicable

Re: Amex Delta Gold Approval

Congrats for your approval!

Also got approved for this card few weeks ago.

Message 10 of 17
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