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Amex Delta Gold Approval

18wheelz
New Contributor

Amex Delta Gold Approval

My first Amex.  Denied twice before. Once in Oct 2017 and again in Oct 2018. I'm sure in 2017 it was because of a  thin file and a cpl of new cards. The second was for 30% util and new accounts- 4 in six months with a low AAOA.  Both denials my Ficos were just above 700. My new accounts aged to 6 months and my util fell to 24% and my Ficos were 710-715 with a AAOA just hitting 11 months.  So, finally approved. I had been trying for the Gold charge card but i did the prequal on Amex and only the Delta showed up. I might have been able to get the Gold charge but just apped the Delta to get my foot in.. I'll do my spend and get the 50k miles and then in a few months see if i can get the newly revamped Gold business charge as it's the best for fuel at 4x. I'm a trucker so i can easily rack up 50k+ MRs a year. I spend over $4,000 a month in diesel and the truck stops i fuel at just started taking Amex.They HP'd Experian with a 710. AOOA 2y8m.. 10 Inqs on Exp....  SL $1,000.  Happy New Years!

Message 1 of 17
16 REPLIES 16
Brian_Earl_Spilner
Community Leader
Mega Contributor

Re: Amex Delta Gold Approval

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Message 2 of 17
AverageJoesCredit
Community Leader
Mega Contributor

Re: Amex Delta Gold Approval

CongratsSmiley Happy looks like you are on the road to success with AmexSmiley Wink
NN7! Fico math 1 HP = 20 CG LIEr Club Plankowner
Message 3 of 17
Cred4All
Valued Contributor

Re: Amex Delta Gold Approval

Congrats on the approval, stay safe on the roads out there!


Message 4 of 17
SouthJamaica
Super Contributor

Re: Amex Delta Gold Approval

Congratulations. Enjoy the card.


Total revolving limits 653000 (575000 reporting) FICO 8: EQ 716 TU 747 EX 715

Message 5 of 17
19eighty5
Senior Contributor

Re: Amex Delta Gold Approval

Congratulations on your approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 6 of 17
doinit1
Valued Contributor

Re: Amex Delta Gold Approval

Congrats on your approval!!

American Express Business Gold(NPSL 10k) Chase CSP (25k) BofA CR Siggy (20.8k) BofA BBR (22.1k) Amex BCP(4.1k) Overstock (21.1K) Lowes (17K) NFCU CLOC (15K) NFCU VS Cash (15K) Care Credit (15k) J Crew( 11.9k)Venture WMC (10.25k) Amex Everyday (1k) Chase Slate (10k) Walmart MC(10k) BB Visa (10k) Discover(4.5k☝️) PayPal Cashback Mastercard (8k) Chase FU (7.4k) Citi AAdvantage Gold World Elite (9.5K) Citi Double Cash (8.5k) Fidelity® Rewards Visa Signature® Card (6.5K) PenFed PCR (5K) PayPal Credit (4550)Discover (500✌️) Kohls (3k) Chase Freedom (1500)

Mortgage May 2017 - 2 auto loans (1 PenFed and 1 Navy) Aug 2018=98K
Gardening until June 2021

FICO 8 Scores EX 700 EQ 696 TU 703
AAOA 5.2yrs TCL=268,700
Message 7 of 17
Priory_Man
Established Contributor

Re: Amex Delta Gold Approval

Congrats and welcome to the Amex family.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 8 of 17
Steve891
Senior Contributor

Re: Amex Delta Gold Approval

Congrats on your new Amex Delta Gold approval! Smiley Very Happy




Message 9 of 17
haohao
Established Member

Re: Amex Delta Gold Approval

Congrats for your approval!

Also got approved for this card few weeks ago.

Message 10 of 17
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