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Amex Delta gold app

Mnmasterangler1
Valued Member

Amex Delta gold app

Old dude here that always paid in cash here. Had no cards as of 2/18. I now have 3 cards a capital one platinum cl 300, a discovery it cl 700 and just got approval for the Amex Delta gold cl 1000.
Looking for advice on how to get CLI on these cards.
Message 1 of 13
12 REPLIES 12
Jnbmom
Community Leader
Senior Contributor

Re: Amex Delta gold app

You need to let them age a bit.

 

Search feature is your friend:

AMEX CLI

DISCOVER CLI

ETC

Good luck and read, read and read some moreSmiley Happy 

Welcome to the forum

 

EXP 758 TU 783 EQ 729
Message 2 of 13
Bigdaddy003
Regular Contributor

Re: Amex Delta gold app

Congrats! We’re pretty similar as I didn’t have any cards at all before January. My first card aged to 6 months this month so I was able to get my first CLI. Once time has passed, you should be able to increase all your cards.

FICO 8 Scores 07/17
FICO 8 Scores 07/19
Message 3 of 13
Mnmasterangler1
Valued Member

Re: Amex Delta gold app

Did you get a CLI on your computer card?
Message 4 of 13
Bigdaddy003
Regular Contributor

Re: Amex Delta gold app

My oldest card is a comenity store card I got for my wife. They started my sl at a paltry $250 and I just increased it to $1250. I haven’t applied for a major bankcard yet because I want some more age on my reports.

FICO 8 Scores 07/17
FICO 8 Scores 07/19
Message 5 of 13
CCDoctor
Member

Re: Amex Delta gold app

congrats on the approval, let these accounts age a bit and you will be happy to see how fast your discover and AMEX grow.

US Cards:
Amex Platinum (NPSL, $35,000 Pay Over Time) | Amex Blue Cash Everyday ($15,000) | Amex Cash Magnet ($10,000) | Discover It Cash Back ($2,000)

Canadian Cards:
TD Aeroplan Visa Infinite Privilege ($15,500) | TD US Dollar Visa ($9,600) | Amex Air Miles Platinum ($20,000) | Amex Gold Rewards (NPSL) | MBNA Mastercard ($20,000) | Capital One Costco Mastercard ($10,000)
Message 6 of 13
TTledaron
Contributor

Re: Amex Delta gold app

Same thing for me

havent had credit cars for 11 years

just got Capital One, Credit One in February 2018

i have 6 cards now and low credit limit of $3837 total. 

 

 

Message 7 of 13
pizza1
Community Leader
Super Contributor

Re: Amex Delta gold app


@Mnmasterangler1 wrote:
Old dude here that always paid in cash here. Had no cards as of 2/18. I now have 3 cards a capital one platinum cl 300, a discovery it cl 700 and just got approval for the Amex Delta gold cl 1000.
Looking for advice on how to get CLI on these cards.

Congrats to you on your success. Cap1 youre probably  in credit steps, and will get a letter shortly explaining how you'll get a CLI. Discover, I'd wait min 90 days before requesting one online. As far as Amex goes...read the following guide, and it'll explain

 

 


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 8 of 13
pizza1
Community Leader
Super Contributor

Re: Amex Delta gold app

https://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/m-p/18110...

Im not sure why on my previous post it wouldn't let me post it for you, but here it is, that should answer a lot of your AMEX questions Smiley Happy


My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 9 of 13
19eighty5
Senior Contributor

Re: Amex Delta gold app

Congrats on your AMEX approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 10 of 13
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