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Congrats on your Double Dip..
Excellent job! Congrats! How bout data points? ie scores , utilzation etc
@BigDerpa wrote:Excellent job! Congrats! How bout data points? ie scores , utilzation etc
So right now my score = 670
Utilization % 24
I only have one credit card within past year, QS1, no lates, PIF every month.
Cap 1 platinum which carries the balance.
one baddie that is 6 years old. (2 others I fought and were removed)
1 car loan with no lates.
student loans = Current/defferment.
EDC I have the 15,000 bonus points after first 1000 spent
BCE I received 150 cash back after 1,000 spent.
Did this result in two HP? And no Charge card offer??
@Anonymous wrote:Did this result in two HP? And no Charge card offer??
It hasn’t shown up on my credit just yet... and I didn’t even look for charge card offer to be honest. I will post when the inquires show and how many.
Congrats on the double approval and two great cards! I just got BCP myself and the sign up bonus posted literally the hour I hit my spend requirement. Super awesome.
One thing to keep in mind is that Amex has started offering "rebuilder" card limits of $500, $1000 or $2000 to some folks and these "rebuilder" cards may not qualify for a 3X 61 day CLI -- typically those cards get an automatic CLI around the 6th month or statement. You can and should try for a 61 day 3X CLI but don't be disappointed if they decline you. Either way, these cards will grow with responsible usage!
Well Dones. Congrats!!