tldr: Gold Delta Skymiles, $2,000 with 50,000 miles for a $1,000 / 3-month spend and a Premier Rewards Gold Card with 50,000 points for a $1,000 / 3-month spend found on creditcards.com...ALL THANKS TO THIS FORUM! You people are great!
Quick background: I started rebuilding in January of 2017 after about 10 years of not participating in the credit world. I was a sort of conscientous objector, you might say. LOL!
Anyway, in January I got a Discover secured card ($500) and a Capital One Platinum secured ($500). I also opend a Self Lender account at $500 to get round things out. I had no FICO score.
Used the cards, paid in full every month (sometimes multiple payments).
Capital One raised my limit to $800 last week. This morning, Discover unsecured my card and raised the limit to $1,250. Experian showed a 719 FICO, and I am at 1% utilization so I decided there was no time like the present. Amex's preapproval page showed promise, but the deals weren't *the best*, you know?
I had been yearing for the Delta Skymiles card, and I took a tip from another user who found a great offer on creditcards.com. They had three Amex deals for me: the two I got (with 50K bonuses) and a Blue Everyday card with 15,000 points.
I started with the Delta card. That thing kept spinning and spinning and spinning! I thought it was going to stall and I'd have to start all over. Then suddenly POW! Approved! A decent starting limit, all things considered. I am over the moon!
I could never have gotten this far, this fast without the support and tips from people on this forum. I'm sincerely grateful.
Should I garden now? This puts me at 4 this year. Should I try for a Chase Amazon card or is that pushing my luck? What about the regular Amazon Prime card? Would now be a good time or should I wait for the Amex cards to show up on my report?
When I read "double dip" I thought you meant double CLIs. If that was the case, it truly would have been a monumental post if you got two CLIs at the same time with Amex!
Congrats! I'm very happy you got the 50K bonus offer. I didn't see that until I already apped for the 35K bonus offer. Ugh. My wife got the 50K though and I was able to get in for the PRG 50K over.
I really owe it to you, sdsoccerdad.
I think it was you who shared the creditcards.com tip and I thank you!
Happy to help! Glad someone was able to get the 50K bonus for the Delta Gold
Congrats on the nice sign-up bonuses. I didn't even know 50k was available on the Delta card.