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Amex ED approved then transfer limits

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Regular Contributor

Amex ED approved then transfer limits

I applied for Amex ED last saturday night and got approved $2,300. Comparing to my other SL, this is pretty low but that's okay since my current BCE is $18,000 which I opened September 2016. Reason I applied for ED is to BT from Discover and make it both less than 30% UTI. Discover took a hit since my balance was 68.7%. Reading here, I'm glad UTI doesn't have memory as long as it's paid the next statement. Since I can't pay it all, had to rethink my plan hence applied for Amex ED for the promotional BT Smiley Happy

 

Transferred $11,000 from BCE to ED last night and now my ED has CL $13,300 and BCE has $7,000. Still amazing CL's.

Question, is my ED okay to request 3X CLI on 61st and if so, will it be from the SL?


5 REPLIES 5
Established Contributor

Re: Amex ED approved then transfer limits

Congrats on the approval.
I have an ED card with a 10K limit of which 7.5k is available as a BT.
If you started with a 2.3k limit what do you now have available for your BT limit after you shifted some of your SL to the new card?





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 2 of 6
Valued Contributor

Re: Amex ED approved then transfer limits

Congrats on your new Amex ED card! Smiley Happy






Message 3 of 6
Senior Contributor

Re: Amex ED approved then transfer limits

Congrats on your approval !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 6
Senior Contributor

Re: Amex ED approved then transfer limits

Congratulations on your ED approval!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 5 of 6
Regular Contributor

Re: Amex ED approved then transfer limits

Hello and I apoligize for the late reply!!
When I had the SL of 2.3K the BT limit was around $1750.

Since I did moved an amount, and it covered what I needed to still be less 30% UTI, I didn't asked what's my BT limit now. Sorry!


Message 6 of 6
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