@Anonymous wrote:
Thank you for the info. I am currently chatting with Amex rep to cancel the card after I submitted the small balance. Yeah, my Everyday card is horrible but like you said, I still could get the MR points and there is no annual fee. I will apply for Everyday Preferred next time and keep this card in my sock drawer. It is my own way of cancelling this card. After my mortgage is closed I will try to CLI on chase cards with HP and if there is no CLI I will cancel them too. After 16 years and only one CLI (SP at the time) on each card, this is too much. I think Credit Card companies do not like credit card members that were using SCRA before because it doesn't benefit them. I noticed after I signed for SCRA long time ago. Since then my accounts never grow and no auto CLI. I have to apply for them manually everytime. All the cards that I have fall under SCRA before except Amex cards and the Slate card (applied after they called me). Since then my SCRA-cards are pretty much dead. However, amex never give me any Auto CLI either since 2015. I know that I cannot compare my profile with other people here since everybody is different. However, we should share some sort of similarities that's why people are posting information and discussion here to get some tips/helps, right?
I am in the same boat with Cap1. I have had 2 Platinum cards with them since 2003 and I have never gotten a CLI with them. I have basically SD them. I only but a few bills on it and PIF each month. The only thing I was able to do is upgrade one to a QS1. If I can't upgrade to a QS with no AF, I may just cancel that card and replace it with one that grows. I just don't want to lose all of that history. But if it isn't doing me any good, so be it.
