Amex EveryDay Credit Card

[Anonymous]

***REVISED***

I apologize… my original post was somewhat inaccurate. Please forgive me!

I live in Orange County CA and I app'd on 3/1/19 - I was approved for $5k.

I’m confident the starting limit had to do with Wells Fargo pulling my Experian Credit Report moments before Amex completed their inquiry. I might be wrong.

Amex pulled my Experian Credit Report.

My Experian FICO 9 Score was 706 (per Wells Fargo - I bank with Wells).

My UTL was 8%.

Income is 65k.

I also have a personal loan through Lending Club for 23k.

• NuVisionFCU - 1k (opened 8/2012) 
• CapitalOne Quicksilver Rewards - CL $10,500 (opened 12/2014)
• JCPenney Store CC - CL 6k (opened 12/2014)
• Disc. IT - CL $13,500 (opened 10/2018)
• BofA Cash Rewards - CL 5k (opened 10/2018)
• NFCU - CL 25k (opened 10/2018)
• PenFed Power Cash Rewards - CL 10k (opened 10/2018)

Feel free to ask me any questions!

[Anonymous]

Congratulations and welcome.

Was there more? Can't really tell from your post

[CreditInspired]

Hi and welcome OP

Congrats on your approval.

[Anonymous]

Thank you!

No, nothing further... I was just trying to keep it simple. 

I do have a question though... how can I list my CC's to my profile like everyone else? 

[Anonymous]

Congrats!!! Welcome to the forum!

[Anonymous]

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@Anonymous wrote:

Thank you!

No, nothing further... I was just trying to keep it simple. 

I do have a question though... how can I list my CC's to my profile like everyone else? 

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If you mean the pics, you need to be a certain rank, at the moment you are a "new visitor". Keep posting, and move up a rank or so you'll be able to add images.  I think at this point you can still have a text only signature line

[Anonymous]

Congrats

If you didn't have the credit card debt though, I'll be your credit limit on your new card would be a bit higher. Amex is known for being really good with credit limits. The EveryDay is a known balance transfer card, as there's no balance transfer fee during the first 60 days and a O APR for 15 months. I suppose transfer what you can onto the EveryDay, but probably could've helped to wait to apply, under the hopes of getting it with a higher credit limit.

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US Bank Cash+ Visa Signature $5000 | Chase Freeom $1500 | JCPenney $1500 | Bank of America Cash Rewards $500 | Discover It Cash Back $3500 | American Express Blue Cash Preferred $6000 | Chase Freedom Unlimited $1500

[simplynoir]

Welcome to the forum and congrats on your approval

[xaximus]

Congrats on your approval!

[pinkandgrey]

Congrats! Amex is great