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Amex EveryDay Credit Limit Increase

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Established Member

Amex EveryDay Credit Limit Increase

I live in Orange County CA and I requested a CLI on 11/16/19 - I was approved

for a 10k increase (15k to 25k).

 

I opened the account in March 2019 (5k SL).

 

I requested the 3x CLI in May 2019 – I was approved for a 10k increase (5k to 15k).

 

Amex did not pull my credit either time.

 

As of 11/20/19 my Experian FICO 8 Score is 741 (per AMEX).

 

My AMEX UTL was 0%. My entire credit profile UTL was 12%. 

 

Income is 65k (individual) but I used my household income (120k).

  

  • CapitalOne Quicksilver Rewards - CL $10,500 (opened 12/2014) ***CLOSED as of 9/2019***
  • JCPenney Store CC - CL 6k (opened 12/2014) ***CLOSED as of 9/2019***
  • NuVisionFCU - 1k (opened 8/2012) ***CLOSED as of 9/2019***
  • LendingClub PL – 23k (opened 3/2019)
  • IT - CL $15,000 (opened 10/2018)
  • BofA Cash Rewards - CL 5k (opened 10/2018)
  • NFCU - CL 25k (opened 10/2018)
  • PenFed Power Cash Rewards - CL 10k (opened 10/2018)
  • CITI Simplicity – CL $4,400 (opened 3/2019)
  • Wells Fargo Platinum – CL $8,000 (opened 3/2019)
  • NFCU Cash – CL 20k (opened 5/2019)
9ninne
Message 1 of 15
14 REPLIES 14
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Moderator

Re: Amex EveryDay Credit Limit Increase

Great CLI, congrats Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 15
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Super Contributor

Re: Amex EveryDay Credit Limit Increase

Nice. Congrats!





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 3 of 15
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Valued Contributor

Re: Amex EveryDay Credit Limit Increase

Congrats on the AmEx CLI!




Message 4 of 15
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Valued Member

Re: Amex EveryDay Credit Limit Increase

Congrats!
Message 5 of 15
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Valued Contributor

Re: Amex EveryDay Credit Limit Increase

Congrats on the CLI!

Message 6 of 15
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Mega Contributor

Re: Amex EveryDay Credit Limit Increase

 

Congrats on yer Everyday increase!!

 

Message 7 of 15
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Established Contributor

Re: Amex EveryDay Credit Limit Increase

Congrats OP!!!

My AmEx was AA, and they decreased my limit from 9k to 1k 2 years ago, and haven't budged since..

Sigh..

Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-715 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 8 of 15
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Valued Contributor

Re: Amex EveryDay Credit Limit Increase

Good stuff, 9. Congratulations! Amex loves you. Smiley Wink

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (05/20/2020): FICO 08 EXP: 743; TU: 751; EQ: 759
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 9 of 15
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Established Contributor

Re: Amex EveryDay Credit Limit Increase

Congratulations on your CLI!

Message 10 of 15
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