Amex Everyday Approval

Anonymous · ‎04-22-2018

I'm new to the forum and working on getting my credit woes behind me. Got into a bit of trouble with my first credit card ever 3k in collections and a few other collection accounts (best buy). Worked out/ paid off all collections, consolidated student loans after second time going to school. Just started refocusing on my credit 1.5 years ago after I got a high interest car loan (which I refinanced 6 months later). Score went from 560 to 678 currently. Goal of getting to 750 soon. Just got instant approval for Amex everyday card 0% on purchases and balance transfers until august 2019 and 8k limit. I hate paying interest and am using this new card to consolidate 2 other cards that I'm paying interest on. Hoping to be totally out of credit card debt before august 2019. So excited!

Goal_Getter · ‎04-22-2018

Congratulations on your approval!

Starting Score: 550
Current Scores: EQ 658 EX 651 TU 669
Goal Score: 700

Anonymous · ‎04-22-2018

Congrats! Us Amex holders always love some Amex love. Nice SL too!

AverageJoesCredit · ‎04-22-2018

Nice plan and limit🙂

avp99 · ‎04-22-2018

Congratulations on your approval and welcome to the AMEX family.

Anonymous · ‎04-22-2018

Congrats!! Now go out there and earn those MR points!!

3se7ens · ‎04-22-2018

Nice turn around, Congrats!!

As of 3/2022

EQ.-721 | TU.-731 | EX.-708

Top Cards:

AmEx Gold - $10,000 POT. BofA Americard $17,000 NFCU CR. $16,000 NFCU Plat.$15,000 FNBO Visa $14,800

Disco Miles $14,000 Chase FU $13,900 USAA Signature $13,000 PayPal MC $10,000

Macy's AmEx $25,000 Macy's AmEx (upgraded) $25,000

CreditRebuilder2020 · ‎04-22-2018

I have a similar story! Congrats on the approval!

Rocking my Amex Green Card over here, on my first month and I'm loving it

X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs

Anonymous · ‎04-22-2018

@Anonymous wrote:
I'm new to the forum and working on getting my credit woes behind me. Got into a bit of trouble with my first credit card ever 3k in collections and a few other collection accounts (best buy). Worked out/ paid off all collections, consolidated student loans after second time going to school. Just started refocusing on my credit 1.5 years ago after I got a high interest car loan (which I refinanced 6 months later). Score went from 560 to 678 currently. Goal of getting to 750 soon. Just got instant approval for Amex everyday card 0% on purchases and balance transfers until august 2019 and 8k limit. I hate paying interest and am using this new card to consolidate 2 other cards that I'm paying interest on. Hoping to be totally out of credit card debt before august 2019. So excited!

Congrats on nice SL