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Amex Everyday approved, $6k SL

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DaveInAZ
Senior Contributor

Amex Everyday approved, $6k SL

I've had the Amex BCE for awhile and I also have an Amex Savings account. They've been showing me a Premier Rewards Gold Card in pre-approvals, but I very rarely travel (been there, done that), and (shh!, don't tell Amex!) but my income & spend wouldn't justify a card with $195 AF), I'm semi retired  Recently they added a EveryDay card to my pre-qual offers and the terms interested me: 10k MR points for 3 month $1k spend, 15 month 0% interest including no fee BTs made within 60 days. The 10k MR SUB isn't that great, if you don't redeem for travel they're only worth .7 cents when redeeming for a gift card or use for a purchase at Amazon or Best Buy.

 

But I recently got a 4k Blu-ray player with HDR and have been wanting to upgrade my TV. I decided on a Sony XBR65X850E 65" 4k TV w/HDR, which is around $1100. I shopped around and ABT Electronics had the best price at $1098 with free shipping & no sales tax for AZ.

 

So I figured out my strategy:

- App'd for Everyday, instant approval w/$6k SL.

- Discover Deals has 5% rewards for ABT, so I ordered the TV from ABT through the Discover Deals link, worth $55 Disco rewards

- I'll BT the $1098 from Disco to Everyday, and have plenty of CL left for the $1k spend for SUB (I never go over 45%  utilization on any card, learned the hard way that's CS points killer)

- Everyday SUB worth around $70 for a giftcard or AMZ/BBY purchase, + $55 Disco rewards makes the whole thing worth $125 to me in rewards, plus 15 months to pay off my shiny new TV with 0% interest. Smiley Wink

 

I planned on staying in the Garden, but Forgive me, for I have sinned and yielded to temptation. Smiley Wink

 

 

Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Amex Everyday approved, $6k SL

What garden? I think Amex forgave you with that $6KSL. Congrats.
Message 2 of 9
Anonymous
Not applicable

Re: Amex Everyday approved, $6k SL

Congrats 🎉🎈🍾🎊. Enjoy the new Telly. 📺

Message 3 of 9
simplynoir
Community Leader
Mega Contributor

Re: Amex Everyday approved, $6k SL

Sometimes venturing outside the garden is necessary. Smiley LOL Congrats!

Message 4 of 9
Anonymous
Not applicable

Re: Amex Everyday approved, $6k SL

Congratulations on you getting your new card with a SL!

Message 5 of 9
AverageJoesCredit
Legendary Contributor

Re: Amex Everyday approved, $6k SL

Youve earned it Dave, the simplest pleasures in life sometimes need to be enjoyed and hey, whats simple pleasure if you cant see it in 4kSmiley Wink
Message 6 of 9
MauiMan85297
Established Contributor

Re: Amex Everyday approved, $6k SL

Awesome post- congrats on the card and that flat screen



Message 7 of 9
theBeardedNerd
Regular Contributor

Re: Amex Everyday approved, $6k SL

Congrats on your approval!

Currently in My Wallet:

Auto Loan:

Personal Line of Credit:

Future Credit Cards:


Message 8 of 9
Anonymous
Not applicable

Re: Amex Everyday approved, $6k SL

Congrats Dave! 

Message 9 of 9
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