cancel
Showing results for 
Search instead for 
Did you mean: 

Amex Gold Denied =( JK approved after recon.

Highlighted
New Contributor

Amex Gold Denied =( JK approved after recon.

So i went on to my amex account to pay my gold delta card. Decided to check pre-appovals....hit gold...... the holy Alain your pre approved! Was to happy i put in my income and hit submit, after a long 30 seconds screens changes my heart drops. At this time we can not approve you What the heck! So I decided to give recon a try and see what they said since the site to see why i was declined was down. So i wait about 2 min to connect to someone very nice and i infom him what happend, he asked for my Ref number, i give him this and he goes oh i see here that you were denied since you have a freeze and fraud alert on your report.... i was like uhhh yeah but i thought you SP for my Credit. He then goes to say yes but we need to make sure it was you applying.... i was like uh yes he asked me to verify some stuff...... then goes okay updated it your now apporved ill overnight your card! 

So i guess that is a new data point about freezes and fraud alerts for amex pre appovals. 

 

Amex Gold (NPSL) | Delta Platinum 10k | Apple Card 5k | Discover IT 5k | Sapphire Preferred 10k | BofA CR 8.5k | Freedom Unlimited 5k | NFCU CR 1k |



Message 1 of 18
17 REPLIES 17
Highlighted
Senior Contributor

Re: Amex Gold Denied =( JK approved after recon.

Nice! Congrats on your Amex Gold Card approval! Smiley Very Happy




Message 2 of 18
Highlighted
New Contributor

Re: Amex Gold Denied =( JK approved after recon.

Thanks! 

Amex Gold (NPSL) | Delta Platinum 10k | Apple Card 5k | Discover IT 5k | Sapphire Preferred 10k | BofA CR 8.5k | Freedom Unlimited 5k | NFCU CR 1k |



Message 3 of 18
Highlighted
Super Contributor

Re: Amex Gold Denied =( JK approved after recon.

Congratulations on your approval!

Message 4 of 18
Highlighted
Valued Contributor

Re: Amex Gold Denied =( JK approved after recon.

Congratulations on your approval! 👍




My Cards:






Profile Type: New, Thick, 100% Clean
INQ's: EQ: 0 TU: 1 EX: 3 (last 12 mo.)
Recent Accounts: 4 (last 24 mo.)
Total CL: 28.95k Util. 3% AAoA: 1yr, 8mo.
AoOA: 2 yrs, 8 mo. AoYA: 0 mo. 100% PIF.





myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 5 of 18
Highlighted
Frequent Contributor

Re: Amex Gold Denied =( JK approved after recon.

Congrats on your new card!

My Cards:


Future Cards:

US Bank Cash + Visa [May 2021 0/12, US Bank 1/12 Rule]
Chase Amazon Prime Rewards Visa [September 2021 4/24, Chase 5/24 Rule]
Currently: [0/6, 3/12, 9/24]
Message 6 of 18
Highlighted
Valued Contributor

Re: Amex Gold Denied =( JK approved after recon.

Congratulations!




Starting score - May 2018

June 2020

AAoA - 9 months
Message 7 of 18
Highlighted
Valued Contributor

Re: Amex Gold Denied =( JK approved after recon.

Congratulations on your approval!! 

July 2020
Experian Fico 8. 707
Transunion Fico 8. 705
Equifax Fico 8. 724

Capital one QS1. $2450
Discover IT Cashback. $12,000
PNC cash rewards signature Visa. $17,500
Chase SW rapid rewards signature visa $6900
Amex Green Card NPSL POT $11,000

Amex Hilton Honors $1000
Citi Rewards $3900
Message 8 of 18
Highlighted
Epic Contributor

Re: Amex Gold Denied =( JK approved after recon.

 

 

Congratulations on your approval!

 

 

popcorn eating emoticon.gif

Message 9 of 18
Highlighted
Valued Contributor

Re: Amex Gold Denied =( JK approved after recon.

Congratulations on your approval!!!








Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.