After getting small CLI from Amex few days ago on my Amex ED card I was really disappointed but understanable since I didn't put enough large purchase on ED card (50% of $2000 and PIF). Anyway, since my credit scores gone up again recently and I worry that the 60,000 points expired so I might as well applied for it today.
you've been approved!
Your Card is expected to arrive by Wednesday, February 17th.
Good News: You can get your Card number now.
Use your American Express® Gold Card to shop online and in stores – and start earning rewards.
You can also add your Card to your digital wallet to make contactless payments where accepted.
EQ 790, TU 789, EX 768 (drops from 772 yesterday). Amex on file Experian score is 764.
Income 86K
20.99% APR, 60000 points (3 or 4 months, I forgot to read that one)
Recent application:
Amex ED CLI from $2000 to $2400
Citi Cash $6300, 0% 18 months
Citi Platinum to CitiRewards conversion (no credit check, no hp just free conversion)
As of today, paying off over 13k credit balances and 3 loans which help my credit scores. I also transfered $6200 revolving credits of higher credit cards apr to to Citicash. So 19,200 changes on my credit profiles. Wasted several hundred dollars just to pay interest per month before that. Planning to pay off more debts in next 2 months to target 800 scores.
4 HP will drop off from EQ this month and early March.
2 HP will drop off from TU and Exp this month. 1 HP will drop off from TU on Aug. Add one HP this month from Citi.
I am learning a lot of things here from all of you. Thank you!
