Amex Gold at 20yrs old Approval

Anonymous · ‎01-13-2019

Just an FYI if there are any younger people actually into credit cards besides me..

At time of approval:

TU: 766

EX: 754

EQ: 761

UT: 9%

AAoA: 2.5 years

CCs: WF student/1900 – boa cash back/4500 – discover it/7000

Income: 30,000

1 motorcycle loan at 18/paid off in 3 mo.

Full time student with no verifiable income all money comes from parents. charged over 25K on my ccs last year, don't know if that matters.

every balance paid in full every month

AverageJoesCredit · ‎01-13-2019

Well thats one way to build credit

. Congrats on your early success.

Anonymous · ‎01-13-2019

Thank you!

Anonymous · ‎01-13-2019

interesting🙈

19eighty5 · ‎01-13-2019

Congrats on the approval!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

Anonymous · ‎01-13-2019

Thank you!

lexus829 · ‎01-13-2019

awesome congrats!! take car of your credit!! youre doing great!!

11/2016 - EQ(575)/TU(550)/EX(565) Current - EQ(675)/TU(680)/EX(678) Goal – 700

Anonymous · ‎01-14-2019

Way to go!!...NICE job...keep up the good work.....

Anonymous · ‎01-14-2019

Thank you so much!

JR_TX · ‎01-14-2019

Congrats! Cherish your credit and most importantly, cherish your parents!

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 7y10m | UTIL 1% - 4% | $300K+ Total Limits

Re: Amex Gold at 20yrs old Approval